Example methods, apparatuses, and/or articles of manufacture may be implemented to utilize a computing device to receive, from a communications network, a first signal to indicate that a subscriber, such as a subscriber of a mobile communication services carrier, has initiated an electronic transaction. The method may include detecting, utilizing one or more data stores, a record of a transfer of a subscriber account identifier and, in response, determining whether the transfer corresponds to a porting event initiated by a subscriber or initiated by a communication services carrier. The method may further include transmitting at least a second signal on the communications network, in which the at least the second signal indicates authentication, authorization, and/or verification of the electronic or digital transaction responsive to determining whether the transfer corresponds to a porting event initiated by a subscriber or corresponds to an event initiated by a communication services carrier.
Briefly, example methods, apparatuses, and/or articles of manufacture are disclosed that may be implemented, in whole or in part, using one or more computing devices to receive at a server device coupled to a communications network, a first signal indicating that a subscriber of a mobile device has initiated a transaction. The method may continue with accessing a data store to determine occurrence of one or more deterministic events with respect to the mobile device and accessing the data store to determine one or more behavior norms specific to the subscriber with respect to the mobile device. The method may additionally include generating, by the server coupled to the communications network, a second signal indicating an authorization status of the transaction, the authorization status being dependent on the occurrence of the one or more deterministic events in relation to the one or more behavior norms.
Briefly, example methods, apparatuses, and/or articles of manufacture are disclosed that may be implemented, in whole or in part, using one or more computing devices to receive at a display device, electronic signals that relate to a transacting party operating a communications device, to access by a computing device in communication with the display device, electronic records to determine whether one or more risk events has occurred with respect to the communications device, and to generate signals indicating a determination as to whether a transaction initiated by the transacting party is to proceed based, at least in part, on a score dependent upon the one or more risk events indicated by the electronic records.
Briefly, example methods, apparatuses, and/or articles of manufacture are disclosed that may be implemented, in whole or in part, using one or more computing devices to facilitate and/or support one or more operations and/or techniques for an identity verification platform, such as implemented, at least in part, via one or more electronic communication networks.
Briefly, claimed subject matter may relate to a caller verification system having a signaling resource for forming a communications channel for a call placed between a call source and a call destination. The signaling resource may generate a call setup record having parameters relevant to the formed communications channel. The call verification system may additionally include a call verification device that provides call parameters to the signaling resource and receives from the signaling resource, an indication of a match between the provided call parameters and the parameters of the call setup record.
H04M 3/42 - Systems providing special services or facilities to subscribers
H04M 3/22 - Arrangements for supervision, monitoring or testing
H04M 7/12 - Arrangements for interconnection between switching centres for working between exchanges having different types of switching equipment, e.g. power-driven and step by step or decimal and non-decimal
H04W 4/16 - Communication-related supplementary services, e.g. call-transfer or call-hold
A communications management system for implementing a freeze on electronic transactions. For example, a device management system provides a means of preventing the porting of at least one communication device account-such as a cellular phone number-from one carrier to another through a list of identifiers that include phone numbers, device identifiers, or personal identifiers that have been enrolled in the device management system through an interface by an authorized user. Advantageously, the device management system provides a revision to the existing phone porting architecture and enables fraud detection and prevention.
The security of a transaction conducted at a mobile device, using a one-time password to authenticate the mobile device user, is enhanced by requiring that the mobile device also be authenticated by providing a valid mobile device ID. A security server that provides the one-time password to the mobile device also provides a hyperlink that, when selected, causes a mobile device ID, such as an IMSI, to be retrieved from a SIM in the mobile device The retrieved mobile device ID is then sent to the security server. A database associated with the security server stores valid mobile device IDs, and compares the retrieved mobile device ID from the mobile device to the valid mobile device ID for that mobile device stored in the database. In alternative embodiments, the mobile device is authenticated without the use of a one-time password. In some cases the mobile device ID may be a phone number returned in an HTTP message header from the mobile device, and it is compared to a mobile device ID maintained by a bank or other entity managing the transaction.
G06Q 20/32 - Payment architectures, schemes or protocols characterised by the use of specific devices using wireless devices
G06Q 20/40 - Authorisation, e.g. identification of payer or payee, verification of customer or shop credentialsReview and approval of payers, e.g. check of credit lines or negative lists
H04L 29/06 - Communication control; Communication processing characterised by a protocol
To provide a user signature on a network transaction, a security server receives transaction information representing a transaction between a network user and a network site, such as a website, directly from the network site. The security server calculates a one-time-password based on the received transaction information and a secret shared by the security server and the network site, but not by the user. The security server transmits the calculated one-time-password for application as the user's signature on the transaction. The one-time-password is independently calculable by the network site based on the shared secret.
H04L 29/06 - Communication control; Communication processing characterised by a protocol
H04L 9/32 - Arrangements for secret or secure communicationsNetwork security protocols including means for verifying the identity or authority of a user of the system
9.
Cathode active material for lithium secondary battery and lithium secondary battery comprising the same
The present invention relates to an cathode active material for lithium secondary battery and a lithium secondary battery including the same, and more specifically, it relates to an anode active material for lithium secondary battery which includes a concentration gradient layer having a controlled thickness and a shell layer on the periphery of the core layer of the anode active material having a layered structure and in which the lithium ion diffusion paths in the primary particles and the secondary particles are formed to exhibit directivity in a specific direction, and a lithium secondary battery including the same.
H01M 4/36 - Selection of substances as active materials, active masses, active liquids
H01M 4/525 - Selection of substances as active materials, active masses, active liquids of inorganic oxides or hydroxides of nickel, cobalt or iron of mixed oxides or hydroxides containing iron, cobalt or nickel for inserting or intercalating light metals, e.g. LiNiO2, LiCoO2 or LiCoOxFy
H01M 4/505 - Selection of substances as active materials, active masses, active liquids of inorganic oxides or hydroxides of manganese of mixed oxides or hydroxides containing manganese for inserting or intercalating light metals, e.g. LiMn2O4 or LiMn2OxFy
H01M 10/0525 - Rocking-chair batteries, i.e. batteries with lithium insertion or intercalation in both electrodesLithium-ion batteries
H01M 4/1315 - Electrodes based on mixed oxides or hydroxides, or on mixtures of oxides or hydroxides, e.g. LiCoOx containing halogen atoms, e.g. LiCoOxFy
H01M 4/131 - Electrodes based on mixed oxides or hydroxides, or on mixtures of oxides or hydroxides, e.g. LiCoOx
H01M 4/136 - Electrodes based on inorganic compounds other than oxides or hydroxides, e.g. sulfides, selenides, tellurides, halogenides or LiCoFy
H01M 4/58 - Selection of substances as active materials, active masses, active liquids of inorganic compounds other than oxides or hydroxides, e.g. sulfides, selenides, tellurides, halogenides or LiCoFySelection of substances as active materials, active masses, active liquids of polyanionic structures, e.g. phosphates, silicates or borates
H01M 4/02 - Electrodes composed of, or comprising, active material
10.
SYSTEM AND METHOD FOR CHARGING A CUSTOMER'S CELLULAR DEVICE ACCOUNT OR OTHER ACCOUNT
A system and method charges a customer's cellular account or another account for goods or services ordered from a merchant using USSD and/or other commands.
A system and method allows a merchant to provide a telephone number, and receive an account number such as a credit card or debit card number the merchant can use to initiate payment for goods or services that will be provided on behalf of the user.
A system and method allows users to make purchases by charging or funding a prepaid debit card with their cell phone accounts by simulating a user roaming with their mobile device.
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