36 - Financial, insurance and real estate services
39 - Transport, packaging, storage and travel services
41 - Education, entertainment, sporting and cultural services
44 - Medical, veterinary, hygienic and cosmetic services; agriculture, horticulture and forestry services
45 - Legal and security services; personal services for individuals.
Goods & Services
Cost containment in the field of workers compensation. Insurance claims adjusting services; insurance claims consulting services; document retrieval services in the field of insurance. Transport of persons. Translation services. Medical record retrieval services. Private investigation; investigative services related to insurance claims; surveillance services; conducting witness interviews; special investigation and compliance services for the insurance industry; property inspection and fraud reporting services for insurers with respect to property and casualty insurance claims, workers compensation insurance claims, disability claims, long term care claims and life insurance claims.
36 - Financial, insurance and real estate services
39 - Transport, packaging, storage and travel services
41 - Education, entertainment, sporting and cultural services
44 - Medical, veterinary, hygienic and cosmetic services; agriculture, horticulture and forestry services
45 - Legal and security services; personal services for individuals.
Goods & Services
Cost containment in the field of workers compensation. Insurance claims adjusting services; insurance claims consulting services; document retrieval services in the field of insurance. Transport of persons. Translation services. Medical record retrieval services. Private investigation; investigative services related to insurance claims; surveillance services; conducting witness interviews; special investigation and compliance services for the insurance industry; property inspection and fraud reporting services for insurers with respect to property and casualty insurance claims, workers compensation insurance claims, disability claims, long term care claims and life insurance claims.
3.
METHOD AND DEVICE FOR GENERATING A SINGLE-USE FINANCIAL ACCOUNT NUMBER
A device for facilitating financial account transactions is described which includes a processing unit including a cryptographic processor. The device also includes an input unit, a display unit and a memory device connected to the processing unit. The memory device contains a private cryptographic key, a first data element and a second data element. The processing unit encrypts the first data element using the private cryptographic key and the second data element, modifies the second data element, combines the encrypted first data element and the second data element to generate a single-use financial account identifier, and displays the single-use financial account identifier. This identifier is then transmitted to a central processor for authorization of the transaction. The central processor extracts and decrypts data elements from the transmitted identifier using the private cryptographic key, compares those data elements with data elements stored in a memory, and verifies the single-use financial account identifier in accordance with the comparison.
In accordance with some exemplary and non-limiting embodiments, a system, a method, an apparatus and a computer readable medium are provided for determining sets of winning numbers for a first lottery drawing and a second lottery drawing, determining a performance score of a group of participants based on entries of the group eligible for the first lottery drawing and for the second lottery drawing, and determining an award (e.g., a secondary award) based on the performance score of the group.
Described are methods, systems and apparatus for enabling a lottery player to receive information corresponding to a lottery outcome in association with receipt of an incoming communication. In an implementation, the method includes receiving an indication of an incoming communication, determining a lottery entry outcome, and determining an audible output based on the lottery entry outcome and on the indication of the incoming communication. The method also includes outputting the audible output via a player device to indicate both the incoming communication and the lottery entry outcome.
A blackjack game is modified to include an auxiliary wager that is based on whether any of the hands at the blackjack table will beat the dealer's hand. A player may thus place an auxiliary wager on whether his hand or a second player's hand will beat the dealer. Alternate expressions of the concept allow variations in which player's hand or how many hands may be included in the comparison.
A method for improving blackjack by selling blocks of hands to a player at a reduced price includes providing the player with some indication of a number of hands remaining in the session and some mechanism through which the player may make wagers on each hand of blackjack. The player may purchase the session through appropriate purchasing forms and receive payouts at the end of the session.
A method for improving blackjack by selling blocks of hands to a player at a reduced price includes providing the player with some indication of a number of hands remaining in the session and some mechanism through which the player may make wagers on each hand of blackjack. The player may purchase the session through appropriate purchasing forms and receive payouts at the end of the session.
Methods and systems for facilitating play of group lottery games are described. In an embodiment, a process includes establishing at least two groups for play of a group lottery game, wherein each group includes a plurality of players. The method also includes determining at least one winning player from each group of a first round of the multiplayer lottery game, and advancing each of the winning players to a second round.
In accordance with one embodiment, a video roulette flat rate play session is facilitated. The flat rate play session may be associated with at least one of a wagering restriction applied to one or more bets during the flat rate play session and a net maximum payout per spin applicable to one or more bets during the flat rate play session. In one embodiment, a player is provided with a plurality of wagering units at the beginning of the session. A monetary value of the plurality of wagering units may be greater than a monetary value of a flat rate price paid for the flat rate play session.
Table games are made more exciting with greater opportunities to risk and win money by introducing the concept of bet re-characterizations. The player places an initial wager on an event within the game, and, after learning information about an intermediate outcome of the game, the player is afforded the opportunity to change the initial wager in some manner. This change may be denoted with a token that sits on top of the initial wager. The odds on the re-characterized wager may be more or less favorable for the player.
In accordance with some embodiments, a plurality of outcomes are generated and used to create a video presentation of representative outcomes (e.g., for a roulette game) for one or more players. The video presentation is recorded onto a tangible medium (e.g., DVD or CD-ROM) or otherwise provided to one or more players (e.g., a player may access the video presentation online). This allows one or more players to purchase a video presentation of (e.g., predetermined) outcomes in a jurisdiction in which gambling is legal yet view the presentation at the player's convenience (e.g., from any jurisdiction and at any time). At least one player who is associated with such a video presentation may subsequently redeem it for a redemption value associated therewith.
A roulette game allows players to place wagers across multiple roulette wheels. The player designates the amount of the wager, the particular outcomes on which the wager is contingent, and how many tables are covered by the wager. A control system automatically selects one or more tables across which the wager is based. The selection may be based on location of the player relative to the tables, impending outcomes from the tables, or other criteria as desired.
A method comprises receiving a request for a location of at least one player of at least one gaming device from a handheld device, determining the location of the at least one player based upon gaming information derived from the at least one gaming device of the at least one player, and transmitting location information comprising the determined location of the at least one player to the handheld device.
Systems, computer readable media and methods are presented that pertain to lottery games, which permit lottery players to reinvest their lottery entry winnings in one or more subsequent lottery drawings. In one embodiment, a method includes determining a result associated with a first lottery game, and determining, based on the result, an initial payout associated with a lottery entry of a player of the first lottery game. The process further includes determining whether at least one repurchasing condition is satisfied, wherein the at least one repurchasing condition requires that the initial payout is a lower tier prize amount associated with the first lottery game. If the repurchasing condition is satisfied, then the method includes selling to the player at least one second lottery entry of a second lottery game in exchange for at least a portion of the initial payout, in accordance with at least one repurchasing action.
A gaming device may be configured to: (i) determine a current credit balance, (ii) determine a wager amount, (iii) determine whether the wager amount would result in a negative balance of credits, (iv) determine if it is permissible to allow a negative balance of credits, and if so (v) adjust a current balance such that is equal to the negative balance, and (vi) display an indication of the negative balance. Further embodiments describe methods for operating a gaming device when a credit balance is in a negative or positive state.
Described are methods, computer readable media and systems for processing losing lottery entries for benefits. In an embodiment, the process includes receiving a redemption request for a lottery ticket associated with a lottery game, determining that the lottery ticket includes at least one valid losing lottery entry, and determining a discount amount to offer. The discount amount may be based on at least one eligibility factor, and once determined, the discount amount may then be offered to a customer.
Some embodiments are associated with wagering game devices and/or portable wagering mediums. Some portable wagering mediums are capable of outputting various indications related to one or more potential or current statuses of the portable wagering mediums. Some wagering game devices are operable to (i) determine a status of a portable wagering medium and (ii) cause, based on the determining, an outputting of an indication of the status via an output device coupled to the portable wagering medium. In some embodiments, a central server or other device conducts the determining of the status and/or the causing of the outputting. The status of a portable wagering medium may be based on one or more of many different factors or metrics.
Described are methods, computer readable media and systems related to wagering games, and in particular those that concern providing and redeeming partial game outcomes. A method according to an embodiment includes receiving a completion request from a player who is operating a gaming device to complete at least one partial game outcome. The partial game outcome was previously provided to the player, who used a first device that is different than the gaming device. The method includes determining that the player is entitled to a complete game outcome, displaying the partial game outcome on the gaming device, determining the complete game outcome, and then displaying the complete game outcome.
A gaming device (10) presents multiple hands (32) of the game to be played on the gaming device as part of a single round of game play. The player wagers (38) on whether the composite set of multiple hands has certain attributes. If the attributes are present in the composite set, the player receives a winning outcome and receives a benefit. In a particularly contemplated implementatin, the game is blackjack, and the attributes are based on the number and type of cards as well as the manner in which individual hands beat the dealer (30) and by how many points.
G07F 17/34 - Coin-freed apparatus for hiring articlesCoin-freed facilities or services for games, toys, sports, or amusements depending on the stopping of moving members, e.g. "fruit" machines
A63F 13/00 - Video games, i.e. games using an electronically generated display having two or more dimensions
A roulette table allows players to make customized betting selections and customize the layout of the betting options that appear on the player station of the roulette table. In particularly contemplated embodiments, players may add, delete, or modify the appearance of betting options through a user interface so that the players may more readily indicate desired wagers. This functionality may not only speed up game play, but also make the betting layout more intuitive for each user resulting in increased attendance of roulette games.
A63F 9/24 - Games using electronic circuits not otherwise provided for
A63F 13/00 - Video games, i.e. games using an electronically generated display having two or more dimensions
G06F 17/00 - Digital computing or data processing equipment or methods, specially adapted for specific functions
G06F 19/00 - Digital computing or data processing equipment or methods, specially adapted for specific applications (specially adapted for specific functions G06F 17/00;data processing systems or methods specially adapted for administrative, commercial, financial, managerial, supervisory or forecasting purposes G06Q;healthcare informatics G16H)
24.
APPARATUS, SYSTEMS AND METHODS FOR FACILITATING A NEGATIVE CREDIT BALANCE OF A GAMING DEVICE
Disclosed herein are apparatus, systems and methods for a gaming device operable to support a negative credit balance. For example, in some embodiments, a gaming device may be configured to: (i) determine a current credit balance, (ii) determine a wager amount, (iii) determine whether the wager amount would result in a negative balance of credits, (iv) determine if it is permissible to allow a negative balance of credits, and if so (v) adjust a current balance such that is equal to the negative balance, and (vi) display an indication of the negative credit balance.
A63F 9/24 - Games using electronic circuits not otherwise provided for
A63F 13/00 - Video games, i.e. games using an electronically generated display having two or more dimensions
G06F 17/00 - Digital computing or data processing equipment or methods, specially adapted for specific functions
G06F 19/00 - Digital computing or data processing equipment or methods, specially adapted for specific applications (specially adapted for specific functions G06F 17/00;data processing systems or methods specially adapted for administrative, commercial, financial, managerial, supervisory or forecasting purposes G06Q;healthcare informatics G16H)
According to some embodiments, systems, methods, and/or articles of manufacture are associated with facilitating and/or managing vending machine financing and/or other vending machine agreements.
A gaming device is thematically tied to audiovisual content that has been repurposed from its original use and adapted to use with the gaming device. For example, the gaming device may be thematically tied to a television situational comedy. Instead of making a general wager and spinning the reels, a player selects particular symbols or characters that are thematically tied to the audiovisual content, and places a wager on the selected symbols or characters. The reels of the gaming device spin and a random selection of symbols and images of characters are presented on a payline of the gaming device. If the player has selected an image or symbol that lands on the payline, an audiovisual clip based on the theme is played and the player is informed of her winning outcome.
