Produits et services

Providing incentive award programs for credit card customers, for the purpose of promoting and rewarding loyalty, by means of a sweepstakes which awards an incentive for winning users of the card to gift to third parties Downloadable computer application software for mobile phones and handheld computers, namely, software which enables users to track, organize, submit, approve, reconcile, and reimburse expenses and payments; Downloadable computer application software for mobile phones and handheld computers, namely, software for accounting, bookkeeping, tax preparation, transaction processing, transaction management, business process management, managing workflows, corporate credit card management and travel bookings. Downloadable computer application software for mobile phone and handheld computers, namely, customer relationship management software.; Downloadable computer application software for mobile phones and handheld computers, namely, software that enables users to scan receipts, odometer readings, and business cards and to allow character recognition of them for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories Financial services, namely, credit card processing services, which process credit card transactions from a sweepstakes that awards an incentive for winning users to gift to third parties Sweepstake services, for entertainment purposes, provided to credit card customers providing temporary use of on-line non-downloadable software for creating and managing expense reports, including tracking, organizing, submitting, approving, reconciling, and reimbursing expenses and payments; Providing temporary use of on-line non-downloadable software that enables users to scan receipts, odometer readings, and business cards and to allow character recognition of them for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; including tracking, organizing, submitting, approving, reconciling, and reimbursing expenses and payments; Providing temporary use of on-line non-downloadable software for customer relationship management; Providing temporary use of on-line non-downloadable software for use in the field of accounting, bookkeeping, tax preparation, transaction processing, transaction management, business process management, managing workflows, corporate credit card management and travel bookings; software as a service (SAAS) services featuring software in the field of accounting, bookkeeping, tax preparation, transaction processing, transaction management, business process management, managing workflows, corporate credit card management and travel bookings; Software as a service (SAAS) services featuring software for creating and managing expense reports; Software as a service (SAAS) services featuring software for customer relationship management

Produits et services

Providing incentive award programs for credit card customers, for the purpose of promoting and rewarding loyalty, by means of a sweepstakes which awards an incentive for winning users of the card to gift to third parties Downloadable computer application software for mobile phones and handheld computers, namely, software for accounting, bookkeeping, tax preparation, transaction processing, transaction management, business process management, managing workflows, corporate credit card management and travel bookings; Downloadable computer application software for mobile phones and handheld computers, namely, software which enables users to track, organize, submit, approve, reconcile, and reimburse expenses and payments; Downloadable computer application software for mobile phone and handheld computers, namely, customer relationship management software; Downloadable computer application software for mobile phones and handheld computers, namely, software that enables users to scan receipts, odometer readings, and business cards and to allow character recognition of them for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories Financial services, namely, credit card processing services, which process credit card transactions from a sweepstakes that awards an incentive for winning users to gift to third parties Sweepstake services, for entertainment purposes, provided to credit card customers Software as a service (SAAS) services featuring software for creating and managing expense reports; including tracking, organizing, submitting, approving, reconciling, and reimbursing expenses and payments; Providing temporary use of on-line non-downloadable software for use in the field of accounting, bookkeeping, tax preparation, transaction processing, transaction management, business process management, managing workflows, corporate credit card management and travel bookings; Providing temporary use of on-line non-downloadable software for creating and managing expense reports, including tracking, organizing, submitting, approving, reconciling, and reimbursing expenses and payments; Providing temporary use of on-line non-downloadable software that enables users to scan receipts, odometer readings, and business cards and to allow character recognition of them for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; Software as a service (SAAS) services featuring software in the field of accounting, bookkeeping, tax preparation, transaction processing, transaction management, business process management, managing workflows, corporate credit card management and travel bookings; Software as a service (SAAS) services featuring software for customer relationship management.

Abrégé

A computer system can implement a network transaction service by monitoring location data from a computing device of a user to confirm that the user is located at a merchant location, receiving transaction data from a point-of-sale terminal of the merchant location, and confirming that the user has left the merchant location based on the location data. The computer system may then automatically execute a transfer operation to fund the transaction using a shared funding account of the network transaction service such that no direct payment interaction is made between the user and the merchant.

Classes IPC  ?

• G06Q 10/02 - Réservations, p.ex. pour billetterie, services ou manifestations
• G06Q 20/10 - Architectures de paiement spécialement adaptées aux systèmes de banque à domicile
• G06Q 20/12 - Architectures de paiement spécialement adaptées aux systèmes de commerce électronique
• G06Q 20/28 - Schémas de prépaiement, c. à d. de "paiement préalable"
• G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p.ex. cartes à puces ou cartes magnétiques

Abrégé

A computer system can receive position information indicating a current location of a user of the network transaction service from a computing device of the user, and generate map content for display on the computing device of the user based on the position information. The map content can indicate locations of a plurality of merchants within a vicinity of the current location of the user that utilize the network transaction service. The system can receive a transaction request from the computing device of the user, the transaction request indicating a transaction amount and a specified merchant of the plurality of merchants. The system then executes a remote transaction operation to transfer funds from a shared account of the network transaction service to a merchant account of the specified merchant to fulfill the transaction request.

Classes IPC  ?

• G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p.ex. cartes à puces ou cartes magnétiques
• G06Q 20/02 - Architectures, schémas ou protocoles de paiement impliquant un tiers neutre, p.ex. une autorité de certification, un notaire ou un tiers de confiance
• G06Q 20/20 - Systèmes de réseaux présents sur les points de vente

Abrégé

A system receives a chat query based on a user interaction on a computing device of user. The system parses the chat query to identify one or more word patterns in the chat query, and determines a matching plug-in from the plug-in library based at least in part on the one or more word patterns in the chat query. The system utilizes the matching plug-in to access one or more resources and determine a chat response for the chat query, and transmit, over the one or more networks, the chat response to the computing device of the user.

Classes IPC  ?

• H04L 51/02 - Messagerie d'utilisateur à utilisateur dans des réseaux à commutation de paquets, transmise selon des protocoles de stockage et de retransmission ou en temps réel, p.ex. courriel en utilisant des réactions automatiques ou la délégation par l’utilisateur, p.ex. des réponses automatiques ou des messages générés par un agent conversationnel
• H04L 51/046 - Interopérabilité avec d'autres applications ou services réseau

Produits et services

Downloadable computer application software for mobile phones and handheld computers, namely, software that enables users to scan receipts, odometer readings, and business cards and to allow character recognition of them for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; downloadable computer application software for mobile phones and handheld computers, namely, software which enables users to perform scanning and character recognition to track expenses and payments; downloadable computer application software for mobile phones and handheld computers, namely, software which enables users to perform scanning and character recognition for accounting, bookkeeping, tax preparation, transaction processing, transaction management, business process management, and financial planning. Providing incentive award programs for credit card customers, for the purpose of promoting and rewarding loyalty, by means of a sweepstakes which awards an incentive for winning users of the card to gift to third parties. Financial services, namely, credit card processing services, which process credit card transactions from a sweepstakes that awards an incentive for winning users to gift to third parties. Sweepstake services, for entertainment purposes, provided to credit card customers. Providing temporary use of on-line non-downloadable software for use in the field of accounting; providing temporary use of on-line non-downloadable software for creating and managing expense reports; software as a service (SaaS) services featuring software in the field of accounting; software as a service (SaaS) services featuring software for creating and managing expense reports; technical support services, namely, troubleshooting of computer software problems, web and online application problems, mobile application problems, and network problems.

Abrégé

A computing system can receive a primary authorization request from a merchant terminal of a merchant, the primary authorization request corresponding to use of a prepaid payment means of a user of the transaction service for a transaction with the merchant. Based on receiving the primary authorization request, the system can determine that an account balance of the prepaid payment means comprises inadequate funds to fulfill the transaction and automatically transmit a secondary authorization request to a financial entity associated with an account of the user. Upon receiving an approval of the secondary authorization request, the system can execute a transfer for a difference amount, based on an amount corresponding to the transaction, from the account of the user to an account associated with the merchant.

Classes IPC  ?

• G06Q 20/20 - Systèmes de réseaux présents sur les points de vente
• G06Q 20/22 - Schémas ou modèles de paiement
• G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives

Abrégé

Disclosed herein is a system and method for managing financial information. According to an embodiment, electronic purchase data is received from an electronic payment source. The received electronic purchase data is generated into one or more visual representation formats using a transformation server. Once the visual representation has been generated, the visual representation format is rendered using a display device.

Classes IPC  ?

• G06Q 40/00 - Finance; Assurance; Stratégies fiscales; Traitement des impôts sur les sociétés ou sur le revenu

Produits et services

(1) Downloadable computer application software for mobile phones and handheld computers, namely, software that enables users to scan receipts, odometer readings, and business cards and to allow character recognition of them for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; downloadable computer application software for mobile phones and handheld computers, namely, software which enables users to perform scanning and character recognition to track expenses and payments; downloadable computer application software for mobile phones and handheld computers, namely, software which enables users to perform scanning and character recognition for accounting, bookkeeping, tax preparation, transaction processing, transaction management, business process management, and financial planning. (1) Providing incentive award programs for credit card customers, for the purpose of promoting and rewarding loyalty, by means of a sweepstakes which awards an incentive for winning users of the card to gift to third parties. (2) Financial services, namely, credit card processing services, which process credit card transactions from a sweepstakes that awards an incentive for winning users to gift to third parties. (3) Sweepstake services, for entertainment purposes, provided to credit card customers. (4) Providing temporary use of on-line non-downloadable software for use in the field of accounting; providing temporary use of on-line non-downloadable software for creating and managing expense reports; software as a service (SaaS) services featuring software in the field of accounting; software as a service (SaaS) services featuring software for creating and managing expense reports; technical support services, namely, troubleshooting of computer software problems, web and online application problems, mobile application problems, and network problems.

Produits et services

Downloadable computer application software for mobile phones and handheld computers, namely, software that enables users to scan receipts, odometer readings, and business cards and to allow character recognition of them for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; Downloadable computer application software for mobile phones and handheld computers, namely, software which enables users to perform scanning and character recognition to track expenses and payments; Downloadable computer application software for mobile phones and handheld computers, namely, software which enables users to perform scanning and character recognition for accounting, bookkeeping, tax preparation, transaction processing, transaction management, business process management, and financial planning Providing incentive award programs for credit card customers, for the purpose of promoting and rewarding loyalty, by means of a sweepstakes which awards an incentive for winning users of the card to gift to third parties Financial services, namely, credit card processing services, which process credit card transactions from a sweepstakes that awards an incentive for winning users to gift to third parties Sweepstake services, for entertainment purposes, provided to credit card customers Providing temporary use of on-line non-downloadable software for use in the field of accounting; providing temporary use of on-line non-downloadable software for creating and managing expense reports; software as a service (SAAS) services featuring software in the field of accounting; software as a service (SAAS) services featuring software for creating and managing expense reports; technical support services, namely, troubleshooting of computer software problems, web and online application problems, mobile application problems, and network problems

Abrégé

A computer system can implement a network service by receiving, from a computing device of a user, image data comprising an image of a record. The computer system can then execute image processing logic to determine a set of information items from the image. The computer system may then execute augmentation logic to process the record by (i) accessing a transaction database to identify a plurality of transactions made by the user, (ii) identifying a matching transaction from the plurality of transactions that pertains to the record, and (iii) resolving the set of information items using the matching transaction.

Classes IPC  ?

• G06Q 40/02 - Opérations bancaires, p.ex. calcul d'intérêts ou tenue de compte
• G06V 10/98 - Dispositions pour la reconnaissance ou la compréhension d’images ou de vidéos Évaluation de la qualité des motifs acquis
• G06V 30/224 - Reconnaissance de caractères caractérisés par le type d’écriture de caractères imprimés pourvus de marques de codage additionnelles ou de marques de codage
• G06V 30/413 - Classification de contenu, p.ex. de textes, de photographies ou de tableaux
• G06Q 40/12 - Comptabilité
• G06Q 20/04 - Circuits de paiement

Abrégé

An interactive system can utilize microtechnology (e.g., a micro-electromechanical system (MEMS)), such as miniaturized microphone (e.g., a bone-conducting microphone), audio output device, microprocessor, and signal conversion and propagation means to create a personal area network (PAN) for a user. The system can include a voice input device (e.g., worn on one or more teeth of the user) that outputs a near-field magnetic induction (NFMI) signal based on a whisper input by the user. The NFMI signal is either detected by the user's mobile device, or converted into a wireless signal (e.g., a Bluetooth RF signal) detectable by the user's mobile device, for receiving voice commands (e.g., to provide personal assistant services) via a designated application running on the mobile device.

Classes IPC  ?

• H04R 19/04 - Microphones
• G10L 15/22 - Procédures utilisées pendant le processus de reconnaissance de la parole, p.ex. dialogue homme-machine 
• H04R 1/08 - Embouchures; Leurs fixations
• H04R 1/14 - Montage de laryngophone
• H04R 1/10 - Ecouteurs; Leurs fixations

Produits et services

Downloadable computer application software for mobile phones and handheld computers, namely, software that enables users to scan receipts, odometer readings, and business cards and to allow character recognition of them for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; Downloadable computer application software for mobile phones and handheld computers, namely, software which enables users to perform scanning and character recognition to track expenses and payments; Downloadable computer application software for mobile phones and handheld computers, namely, software which enables users to perform scanning and character recognition for accounting, bookkeeping, tax preparation, transaction processing, transaction management, business process management, and financial planning Providing a website which features on-line non-downloadable software which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; Providing a website that features non-downloadable computer software which enables users to perform scanning and character recognition to track expenses and payments; Providing temporary use of online non-downloadable software which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; Software as a service (SAAS) services featuring a computer software platform which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories

Abrégé

A computing system can provide a messaging service enabling a plurality of users to transmit and receive messages in connection with an automated peer-to-peer transaction service. The system can identify, within exchanged messages between a first user and a second user of the messaging service, a transaction trigger indicating a transaction request by the first user. Based on identifying the transaction trigger within the exchanged messages, the system automatically executes a transaction from a digital wallet of the second user to a digital wallet of the first user.

Classes IPC  ?

• G06Q 20/22 - Schémas ou modèles de paiement
• H04L 51/21 - Surveillance ou traitement des messages
• G06F 40/40 - Traitement ou traduction du langage naturel

Abrégé

A computing system can provide a messaging service enabling a plurality of users to transmit and receive messages in connection with an automated peer-to-peer transaction service. The system can identify, within exchanged messages between a first user and a second user of the messaging service, a transaction trigger indicating a transaction request by the first user. Based on identifying the transaction trigger within the exchanged messages, the system automatically executes a transaction from a digital wallet of the second user to a digital wallet of the first user.

Classes IPC  ?

• G06Q 20/22 - Schémas ou modèles de paiement
• H04L 51/21 - Surveillance ou traitement des messages
• G06F 40/40 - Traitement ou traduction du langage naturel

Abrégé

A computing system can implement an automated peer-to-peer (P2P) transaction service in which digital wallets of users are linked with external accounts. The computing system provides a messaging engine that enables users to create chats in which underlying documents may be associated with a particular chat. The system can process information in the chat to automatic transaction triggers that cause the system to automatically execute wallet-to-wallet transfers between users.

Classes IPC  ?

• G06Q 20/36 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des portefeuilles électroniques ou coffres-forts électroniques
• G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives
• G06Q 20/22 - Schémas ou modèles de paiement

Abrégé

A computing system can provide a messaging service enabling a plurality of users to transmit and receive messages in connection with an automated peer-to-peer transaction service. The system can identify, within exchanged messages between a first user and a second user of the messaging service, a transaction trigger indicating a transaction request by the first user. Based on identifying the transaction trigger within the exchanged messages, the system automatically executes a transaction from a digital wallet of the second user to a digital wallet of the first user.

Classes IPC  ?

• G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives
• G06Q 20/36 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des portefeuilles électroniques ou coffres-forts électroniques

Abrégé

A computing system can provide an interface for users of a messaging service to exchange messages with other users of the messaging service. The system can associate each exchange of messages with an underlying document, and structure the underlying document of each message exchange so that each message as a comment that is embedded or linked to the document.

Classes IPC  ?

• G06F 15/16 - Associations de plusieurs calculateurs numériques comportant chacun au moins une unité arithmétique, une unité programme et un registre, p.ex. pour le traitement simultané de plusieurs programmes
• G06Q 20/22 - Schémas ou modèles de paiement
• G06Q 20/36 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des portefeuilles électroniques ou coffres-forts électroniques
• G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives
• H04L 51/06 - Adaptation des messages aux exigences du terminal ou du réseau
• H04L 67/104 - Réseaux de pairs [P2P]

Abrégé

A computer system can receive position information indicating a current location of a user of the network transaction service from a computing device of the user, and generate map content for display on the computing device of the user based on the position information. The map content can indicate locations of a plurality of merchants within a vicinity of the current location of the user that utilize the network transaction service. The system can receive a transaction request from the computing device of the user, the transaction request indicating a transaction amount and a specified merchant of the plurality of merchants. The system then executes a remote transaction operation to transfer funds from a shared account of the network transaction service to a merchant account of the specified merchant to fulfill the transaction request.

Classes IPC  ?

• G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p.ex. cartes à puces ou cartes magnétiques
• G06Q 20/02 - Architectures, schémas ou protocoles de paiement impliquant un tiers neutre, p.ex. une autorité de certification, un notaire ou un tiers de confiance
• G06Q 20/20 - Systèmes de réseaux présents sur les points de vente

Abrégé

A system receives a chat query based on a user interaction on a computing device of user. The system parses the chat query to identify one or more word patterns in the chat query, and determines a matching plug-in from the plug-in library based at least in part on the one or more word patterns in the chat query. The system utilizes the matching plug-in to access one or more resources and determine a chat response for the chat query, and transmit, over the one or more networks, the chat response to the computing device of the user.

Classes IPC  ?

• H04L 51/02 - Messagerie d'utilisateur à utilisateur dans des réseaux à commutation de paquets, transmise selon des protocoles de stockage et de retransmission ou en temps réel, p.ex. courriel en utilisant des réactions automatiques ou la délégation par l’utilisateur, p.ex. des réponses automatiques ou des messages générés par un agent conversationnel
• H04L 51/046 - Interopérabilité avec d'autres applications ou services réseau

Produits et services

Arranging and conducting trade shows in the fields of business software, namely, financial services and expense management software; arranging and conducting business exhibitions and expositions in the field of business software, namely, financial services and expense management software Educational services, namely, conducting exhibitions, expositions, conferences, live, in-person and on-line seminars, symposiums, colloquiums, discussion groups, and computer application training in the fields of business software, namely, financial services and expense management software; arranging and conducting business conferences in the field of business software, namely, financial services and expense management software

Abrégé

A computing system can receive a primary authorization request corresponding to use of a prepaid payment means of a user of a transaction service for a transaction with a merchant. Based on receiving the primary authorization request, that system can determine that an account balance corresponding to the prepaid payment means comprises inadequate funds to fulfill the transaction. In response, the system can automatically transmit a secondary authorization request to a financial entity associated with an account of the user, and subsequently receive an approval of the secondary authorization request, which enables the system to utilize the account of the user to make up for the inadequate funds of the account balance of the prepaid payment means.

Classes IPC  ?

• G06Q 20/20 - Systèmes de réseaux présents sur les points de vente
• G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives
• G06Q 20/22 - Schémas ou modèles de paiement

Abrégé

A computing system can receive a transaction data set from a computing device of a merchant, which can indicate a transaction between the merchant and a user of a network transaction service. The system verifies the user's location at a merchant location associated with the merchant, and then funds the transaction from a shared funding source of the network transaction service. Subsequently, the computing system can access a customer account of the user to reimburse the shared funding account for an amount corresponding to the transaction.

Classes IPC  ?

• G06Q 20/28 - Schémas de prépaiement, c. à d. de "paiement préalable"

Produits et services

Downloadable webcasts featuring interviews with educators, motivational speakers and celebrities featuring commentary in the fields of education, movies, sports, politics, news, and current events. Entertainment and educational services in the nature of online interviews featuring educators, motivational speakers and celebrities in the field of movies, sports, politics, news, and current events and entertainment information provided through multiple forms of transmission, namely, the Internet, podcasts, webcasts video on demand streaming and social media platforms for entertainment purposes; providing information related to interviews about movies, sports, politics, news, entertainment information and current events via a website; publication of online interviews featuring educators, motivational speakers and celebrities for entertainment purposes in the field of movies, sports, politics, news, and current events and entertainment information.

Produits et services

Downloadable computer application software for mobile phones and handheld computers, namely, software that enables users to scan receipts, odometer readings, and business cards and to allow character recognition of them for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; downloadable computer application software for mobile phones and handheld computers, namely, software which enables users to perform scanning and character recognition to track expenses and payments; downloadable computer application software for mobile phones and handheld computers, namely, software which enables users to perform scanning and character recognition for accounting, bookkeeping, tax preparation, transaction processing, transaction management, business process management, and financial planning. Providing online business management services; provision of business administration and management services in the fields of procurement, invoicing, expense and expense account management and reimbursement, and data analytics therefor; provision of business administration and management services in the fields of employee expense and expense account management, and data analytics thereof; tracking and monitoring business-related expenses for reimbursement, business administration and management purposes. Credit card services, namely, issuing business credit cards; virtual credit card services, namely, issuing virtual credit cards; pre-funded card services, namely, issuing pre-paid credit and debit for businesses; payment processing services, namely, credit card and debit card transaction processing services; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; financial services, namely, electronic processing of bill payments and associated remittance and confirmation data; providing electronic bill payment services to billers, customer service provider organizations and payment providers; transaction authorization and settlement services related to bill payments. Dissemination of financial information via a global computer network. Providing on-line non-downloadable software which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories via a website; providing online non-downloadable computer software which enables users to perform scanning and character recognition to track expenses and payments via a website; providing temporary use of online non-downloadable software which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; software as a service (SAAS) services featuring a computer software platform which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; providing on-line non-downloadable software for use in procurement, invoicing, expense management and reimbursement, and data analytics therefor; providing on-line non-downloadable software for use in employee expense account management, and data analytics therefor; application service provider (ASP) featuring e-commerce software for use as a payment gateway that authorizes processing of credit cards and direct payments for merchants; providing a web-based electronic financial platform for corporate buyers and sellers, namely, platform as a service (PAAS) featuring computer software for transaction and payment processing services, financial record-keeping, management of identity and compliance data, and management of financial data.

Produits et services

Downloadable computer application software for mobile phones and handheld computers, namely, software that enables users to scan receipts, odometer readings, and business cards and to allow character recognition of them for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; downloadable computer application software for mobile phones and handheld computers, namely, software which enables users to perform scanning and character recognition to track expenses and payments; downloadable computer application software for mobile phones and handheld computers, namely, software which enables users to perform scanning and character recognition for accounting, bookkeeping, tax preparation, transaction processing, transaction management, business process management, and financial planning. Providing online business management services; provision of business administration and management services in the fields of procurement, invoicing, expense and expense account management and reimbursement, and data analytics therefor; provision of business administration and management services in the fields of employee expense and expense account management, and data analytics thereof; tracking and monitoring business-related expenses for reimbursement, business administration and management purposes. Credit card services, namely, issuing business credit cards; virtual credit card services, namely, issuing virtual credit cards; pre-funded card services, namely, issuing pre-paid credit and debit for businesses; payment processing services, namely, credit card and debit card transaction processing services; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; financial services, namely, electronic processing of bill payments and associated remittance and confirmation data; providing electronic bill payment services to billers, customer service provider organizations and payment providers; transaction authorization and settlement services related to bill payments. Dissemination of financial information via a global computer network. Providing on-line non-downloadable software which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories via a website; providing non-downloadable computer software which enables users to perform scanning and character recognition to track expenses and payments via a website; providing temporary use of online non-downloadable software which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; software as a service (saas) services featuring a computer software platform which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; providing on-line non-downloadable software for use in procurement, invoicing, expense management and reimbursement, and data analytics therefor; providing on-line non-downloadable software for use in employee expense account management, and data analytics therefor; application service provider (asp) featuring e-commerce software for use as a payment gateway that authorizes processing of credit cards and direct payments for merchants; providing a web-based electronic financial platform for corporate buyers and sellers, namely, platform as a service (paas) featuring computer software for transaction and payment processing services, financial record-keeping, management of identity and compliance data, and management of financial data.

Produits et services

Downloadable webcasts featuring interviews with educators, motivational speakers and celebrities featuring commentary in the fields of education, movies, sports, politics, news, and current events. Entertainment and educational services in the nature of online interviews featuring educators, motivational speakers and celebrities in the field of movies, sports, politics, news, and current events and entertainment information provided through multiple forms of transmission, namely, the internet, podcasts, webcasts video on demand streaming and social media platforms for entertainment purposes; entertainment and educational services in the nature of a website featuring non-downloadable prose in the nature of interviews about movies, sports, politics, news, entertainment information and current events; publication of online interviews featuring educators, motivational speakers and celebrities for entertainment purposes in the field of movies, sports, politics, news, and current events and entertainment information.

Produits et services

Providing online business management services; provision of business administration and management services in the fields of procurement, invoicing, expense and expense account management and reimbursement, and data analytics therefor; provision of business administration and management services in the fields of employee expense and expense account management, and data analytics thereof; tracking and monitoring business-related expenses for reimbursement, business administration and management purposes. Hosting a website featuring on-line non-downloadable software which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; hosting a website featuring non-downloadable computer software which enables users to perform scanning and character recognition to track expenses and payments; providing temporary use of online non-downloadable software which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; software as a service (SAAS) services featuring a computer software platform which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; providing on-line non-downloadable software for use in procurement, invoicing, expense management and reimbursement, and data analytics therefor; providing on-line non-downloadable software for use in employee expense account management, and data analytics therefor; application service provider (ASP) featuring e-commerce software for use as a payment gateway that authorizes processing of credit cards and direct payments for merchants; providing a web-based electronic financial platform for corporate buyers and sellers, namely, platform as a service (PAAS) featuring computer software for transaction and payment processing services, financial record-keeping, management of identity and compliance data, and management of financial data.

Produits et services

(1) Downloadable webcasts featuring interviews with educators, motivational speakers and celebrities featuring commentary in the fields of education, movies, sports, politics, news, and current events. (1) Entertainment and educational services in the nature of online interviews featuring educators, motivational speakers and celebrities in the field of movies, sports, politics, news, and current events and entertainment information provided through multiple forms of transmission, namely, the internet, podcasts, webcasts video on demand streaming and social media platforms for entertainment purposes; entertainment and educational services in the nature of a website featuring non-downloadable prose in the nature of interviews about movies, sports, politics, news, entertainment information and current events; publication of online interviews featuring educators, motivational speakers and celebrities for entertainment purposes in the field of movies, sports, politics, news, and current events and entertainment information.

Produits et services

(1) Downloadable webcasts featuring interviews with educators, motivational speakers and celebrities featuring commentary in the fields of education, movies, sports, politics, news, and current events. (1) Entertainment and educational services in the nature of online interviews featuring educators, motivational speakers and celebrities in the field of movies, sports, politics, news, and current events and entertainment information provided through multiple forms of transmission, namely, the Internet, podcasts, webcasts video on demand streaming and social media platforms for entertainment purposes; providing information related to interviews about movies, sports, politics, news, entertainment information and current events via a website; publication of online interviews featuring educators, motivational speakers and celebrities for entertainment purposes in the field of movies, sports, politics, news, and current events and entertainment information.

Produits et services

Downloadable webcasts featuring interviews with educators, motivational speakers and celebrities featuring commentary in the fields of education, movies, sports, politics, news, and current events Entertainment and educational services in the nature of online interviews featuring educators, motivational speakers and celebrities in the field of movies, sports, politics, news, and current events and entertainment information provided through multiple forms of transmission, namely, the Internet, podcasts, webcasts video on demand streaming and social media platforms for entertainment purposes; Entertainment and educational services in the nature of a website featuring non-downloadable prose in the nature of interviews about movies, sports, politics, news, entertainment information and current events; Publication of online interviews featuring educators, motivational speakers and celebrities for entertainment purposes in the field of movies, sports, politics, news, and current events and entertainment information

Abrégé

An interactive system can utilize microtechnology (e.g., a micro-electromechanical system (MEMS)), such as miniaturized microphone (e.g., a bone-conducting microphone), audio output device, microprocessor, and signal conversion and propagation means to create a personal area network (PAN) for a user. The system can include a voice input device (e.g., worn on one or more teeth of the user) that outputs a near-field magnetic induction (NFMI) signal based on a whisper input by the user. The NFMI signal is either detected by the user's mobile device, or converted into a wireless signal (e.g., a Bluetooth RF signal) detectable by the user's mobile device, for receiving voice commands (e.g., to provide personal assistant services) via a designated application running on the mobile device.

Classes IPC  ?

• H04B 5/24 - Couplage inductif
• H04B 5/72 - pour la communication locale à l'intérieur d’un dispositif
• H04W 4/80 - Services utilisant la communication de courte portée, p.ex. la communication en champ proche, l'identification par radiofréquence ou la communication à faible consommation d’énergie
• H04R 1/08 - Embouchures; Leurs fixations

Abrégé

An interactive system can utilize microtechnology (e.g., a micro-electromechanical system (MEMS)), such as miniaturized microphone (e.g., a bone-conducting microphone), audio output device, microprocessor, and signal conversion and propagation means to create a personal area network (PAN) for a user. The system can include a voice input device (e.g., worn on one or more teeth of the user) that outputs a near-field magnetic induction (NFMI) signal based on a whisper input by the user. The NFMI signal is either detected by the user's mobile device, or converted into a wireless signal (e.g., a Bluetooth RF signal) detectable by the user's mobile device, for receiving voice commands (e.g., to provide personal assistant services) via a designated application running on the mobile device.

Classes IPC  ?

• H04R 1/46 - Adaptation particulière pour usage comme microphone de contact, p.ex. sur instrument de musique, sur stéthoscope
• H04R 19/04 - Microphones
• G10L 15/22 - Procédures utilisées pendant le processus de reconnaissance de la parole, p.ex. dialogue homme-machine 
• H04R 1/08 - Embouchures; Leurs fixations
• H04R 1/14 - Montage de laryngophone
• H04R 1/10 - Ecouteurs; Leurs fixations

Produits et services

Downloadable computer application software for mobile phones and handheld computers, namely, software that enables users to scan receipts, odometer readings, and business cards and to allow character recognition of them for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; downloadable computer application software for mobile phones and handheld computers, namely, software which enables users to perform scanning and character recognition to track expenses and payments; downloadable computer application software for mobile phones and handheld computers, namely, software which enables users to perform scanning and character recognition for accounting, bookkeeping, tax preparation, transaction processing, transaction management, business process management, and financial planning. Credit card services, namely, issuing business credit cards; virtual credit card services, namely, issuing virtual credit cards; pre-funded card services, namely, issuing pre-paid cards for businesses; payment processing services, namely, credit card and debit card transaction processing services; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; dissemination of financial information via a global computer network; financial services, namely, electronic processing of bill payments and associated remittance and confirmation data; providing electronic bill payment services to billers, customer service provider organizations and payment providers; transaction authorization and settlement services related to bill payments.

Abrégé

An interactive system can utilize microtechnology (e.g., a micro-electromechanical system (MEMS)), such as miniaturized microphone (e.g., a bone-conducting microphone), audio output device, microprocessor, and signal conversion and propagation means to create a personal area network (PAN) for a user. The system can include a voice input device (e.g., worn on one or more teeth of the user) that outputs a near-field magnetic induction (NFMI) signal based on a whisper input by the user. The NFMI signal is either detected by the user's mobile device, or converted into a wireless signal (e.g., a Bluetooth RF signal) detectable by the user's mobile device, for receiving voice commands (e.g., to provide personal assistant services) via a designated application running on the mobile device.

Classes IPC  ?

• H04B 5/00 - Systèmes de transmission à induction directe, p.ex. du type à boucle inductive
• H04R 1/00 - HAUT-PARLEURS, MICROPHONES, TÊTES DE LECTURE POUR TOURNE-DISQUES OU TRANSDUCTEURS ACOUSTIQUES ÉLECTROMÉCANIQUES ANALOGUES; APPAREILS POUR SOURDS; SYSTÈMES D'ANNONCE EN PUBLIC - Détails des transducteurs
• H04W 4/80 - Services utilisant la communication de courte portée, p.ex. la communication en champ proche, l'identification par radiofréquence ou la communication à faible consommation d’énergie
• H04W 88/06 - Dispositifs terminaux adapté au fonctionnement dans des réseaux multiples, p.ex. terminaux multi-mode

Produits et services

Magnetically encoded credit cards; virtual credit card, namely, downloadable software for enabling payment via virtual credit cards; magnetically encoded pre-funded credit and debit cards; downloadable software, recorded software and downloadable mobile software applications, all for use in procurement, invoicing, expense management and reimbursement, and data analytics therefor; downloadable software, recorded software, and downloadable mobile software applications, all for use in tracking expenses and payments for accounting, bookkeeping, tax preparation, transaction processing, transaction management, business process management, and financial planning purposes, and data analytics therefor. Providing online business management services; provision of business administration and management services in the fields of procurement, invoicing, expense and expense account management and reimbursement, and data analytics therefor; provision of business administration and management services in the fields of employee expense and expense account management, and data analytics thereof; tracking and monitoring business-related expenses for reimbursement, business administration and management purposes. Credit card services, namely, issuing business credit cards; virtual credit card services, namely, issuing virtual credit cards; pre-funded card services, namely, issuing pre-paid cards for businesses; payment processing services, namely, credit card and debit card transaction processing services; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; dissemination of financial information via a global computer network; financial services, namely, electronic processing of bill payments and associated remittance and confirmation data; providing electronic bill payment services to billers, customer service provider organizations and payment providers; transaction authorization and settlement services related to bill payments. Providing on-line non-downloadable software for use in procurement, invoicing, expense management and reimbursement, and data analytics therefor; providing on-line non-downloadable software for use in employee expense account management, and data analytics therefor; application service provider (ASP) featuring e-commerce software for use as a payment gateway that authorizes processing of credit cards and direct payments for merchants; providing a web-based electronic financial platform for corporate buyers and sellers, namely, platform as a service (PaaS) featuring computer software for transaction and payment processing services, financial record-keeping, management of identity and compliance data, and management of financial data.

Abrégé

A computer system can implement a network transaction service by monitoring location data from a computing device of a user to confirm that the user is located at a merchant location, receiving transaction data from a point-of-sale terminal of the merchant location, and confirming that the user has left the merchant location based on the location data. The computer system may then automatically execute a transfer operation to fund the transaction using a shared funding account of the network transaction service such that no direct payment interaction is made between the user and the merchant.

Classes IPC  ?

• G06Q 10/02 - Réservations, p.ex. pour billetterie, services ou manifestations
• G06Q 20/10 - Architectures de paiement spécialement adaptées aux systèmes de banque à domicile
• G06Q 20/12 - Architectures de paiement spécialement adaptées aux systèmes de commerce électronique
• G06Q 20/28 - Schémas de prépaiement, c. à d. de "paiement préalable"
• G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p.ex. cartes à puces ou cartes magnétiques

Produits et services

(1) Providing online business management services; provision of business administration and management services in the fields of procurement, invoicing, expense and expense account management and reimbursement, and data analytics therefor; provision of business administration and management services in the fields of employee expense and expense account management, and data analytics thereof; tracking and monitoring business-related expenses for reimbursement, business administration and management purposes. (2) Hosting a website featuring on-line non-downloadable software which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; hosting a website featuring non-downloadable computer software which enables users to perform scanning and character recognition to track expenses and payments; providing temporary use of online non-downloadable software which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; software as a service (SAAS) services featuring a computer software platform which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; providing on-line non-downloadable software for use in procurement, namely, purchasing services and goods for businesses, invoicing, expense management and reimbursement, and financial data analytics therefor; providing on-line non-downloadable software for use in employee expense account management, and data analytics therefor; application service provider (ASP) featuring e-commerce software for use as a payment gateway that authorizes processing of credit cards and direct payments for merchants; providing a web-based electronic financial platform for corporate buyers and sellers, namely, platform as a service (PAAS) featuring computer software for transaction and payment processing services, financial record-keeping, management of identity and compliance data, and management of financial data.

Produits et services

(1) Downloadable computer application software for mobile phones and handheld computers, namely, software that enables users to scan receipts, odometer readings, and business cards and to allow character recognition of them for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; downloadable computer application software for mobile phones and handheld computers, namely, software which enables users to perform scanning and character recognition to track expenses and payments; downloadable computer application software for mobile phones and handheld computers, namely, software which enables users to perform scanning and character recognition for accounting, bookkeeping, tax preparation, transaction processing, transaction management, business process management, and financial planning. (1) Providing online business management services; provision of business administration and management services in the fields of procurement, invoicing, expense and expense account management and reimbursement, and data analytics therefor; provision of business administration and management services in the fields of employee expense and expense account management, and data analytics thereof; tracking and monitoring business-related expenses for reimbursement, business administration and management purposes. (2) Credit card services, namely, issuing business credit cards; virtual credit card services, namely, issuing virtual credit cards; pre-funded card services, namely, issuing pre-paid credit and debit for businesses; payment processing services, namely, credit card and debit card transaction processing services; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; financial services, namely, electronic processing of bill payments and associated remittance and confirmation data; providing electronic bill payment services to billers, customer service provider organizations and payment providers; transaction authorization and settlement services related to bill payments. (3) Providing access to a global computer network for dissemination of financial information. (4) Providing on-line non-downloadable software which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories via a website; providing non-downloadable computer software which enables users to perform scanning and character recognition to track expenses and payments via a website; providing temporary use of online non-downloadable software which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; software as a service (saas) services featuring a computer software platform which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; providing on-line non-downloadable software for use in procurement, namely, purchasing services and goods for businesses, invoicing, expense management and reimbursement, and financial data analytics therefor; providing on-line non-downloadable software for use in employee expense account management, and data analytics therefor; application service provider (asp) featuring e-commerce software for use as a payment gateway that authorizes processing of credit cards and direct payments for merchants; providing a web-based electronic financial platform for corporate buyers and sellers, namely, platform as a service (paas) featuring computer software for transaction and payment processing services, financial record-keeping, management of identity and compliance data, and management of financial data.

Produits et services

(1) Downloadable computer application software for mobile phones and handheld computers, namely, software that enables users to scan receipts, odometer readings, and business cards and to allow character recognition of them for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; downloadable computer application software for mobile phones and handheld computers, namely, software which enables users to perform scanning and character recognition to track expenses and payments; downloadable computer application software for mobile phones and handheld computers, namely, software which enables users to perform scanning and character recognition for accounting, bookkeeping, tax preparation, transaction processing, transaction management, business process management, and financial planning. (1) Credit card services, namely, issuing business credit cards; virtual credit card services, namely, issuing virtual credit cards; pre-funded card services, namely, issuing pre-paid cards for businesses; payment processing services, namely, credit card and debit card transaction processing services; providing electronic processing of electronic funds transfer, ACH (automated clearing house), credit card, debit card, electronic check and electronic payments; financial services, namely, electronic processing of bill payments and associated remittance and confirmation data; providing electronic bill payment services to billers, customer service provider organizations and payment providers; transaction authorization and settlement services related to bill payments.

Produits et services

(1) Downloadable computer application software for mobile phones and handheld computers, namely, software that enables users to scan receipts, odometer readings, and business cards and to allow character recognition of them for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; downloadable computer application software for mobile phones and handheld computers, namely, software which enables users to perform scanning and character recognition to track expenses and payments; downloadable computer application software for mobile phones and handheld computers, namely, software which enables users to perform scanning and character recognition for accounting, bookkeeping, tax preparation, transaction processing, transaction management, business process management, and financial planning. (1) Providing online business management services; provision of business administration and management services in the fields of procurement, invoicing, expense and expense account management and reimbursement, and data analytics therefor; provision of business administration and management services in the fields of employee expense and expense account management, and data analytics thereof; tracking and monitoring business-related expenses for reimbursement, business administration and management purposes. (2) Credit card services, namely, issuing business credit cards; virtual credit card services, namely, issuing virtual credit cards; pre-funded card services, namely, issuing pre-paid credit and debit for businesses; payment processing services, namely, credit card and debit card transaction processing services; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; financial services, namely, electronic processing of bill payments and associated remittance and confirmation data; providing electronic bill payment services to billers, customer service provider organizations and payment providers; transaction authorization and settlement services related to bill payments. (3) Providing access to a global computer network for dissemination of financial information. (4) Providing on-line non-downloadable software which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories via a website; providing online non-downloadable computer software which enables users to perform scanning and character recognition to track expenses and payments via a website; providing temporary use of online non-downloadable software which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; software as a service (SAAS) services featuring a computer software platform which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; providing on-line non-downloadable software for use in procurement, namely, purchasing services and goods for businesses, invoicing, expense management and reimbursement, and financial data analytics therefor; providing on-line non-downloadable software for use in employee expense account management, and data analytics therefor; application service provider (ASP) featuring e-commerce software for use as a payment gateway that authorizes processing of credit cards and direct payments for merchants; providing a web-based electronic financial platform for corporate buyers and sellers, namely, platform as a service (PAAS) featuring computer software for transaction and payment processing services, financial record-keeping, management of identity and compliance data, and management of financial data.

Abrégé

A computer system can determine a set of merchant locations utilizing a network transaction service within a vicinity of a user based on position information from the computing device of the user. The system can generate a user interface to present the set of locations to the user. The system can receive a transaction request from the user and automatically execute a transaction process using a shared funding account of the network transaction service to fulfill the request.

Classes IPC  ?

• G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p.ex. cartes à puces ou cartes magnétiques
• G06Q 20/02 - Architectures, schémas ou protocoles de paiement impliquant un tiers neutre, p.ex. une autorité de certification, un notaire ou un tiers de confiance
• G06Q 20/20 - Systèmes de réseaux présents sur les points de vente

Produits et services

Downloadable webcasts featuring interviews with educators, motivational speakers and celebrities featuring commentary in the fields of education, movies, sports, politics, news, and current events Entertainment and educational services in the nature of online interviews featuring educators, motivational speakers and celebrities in the field of movies, sports, politics, news, and current events and entertainment information provided through multiple forms of transmission, namely, the Internet, podcasts, webcasts video on demand streaming and social media platforms for entertainment purposes; entertainment and educational services in the nature of a website featuring non-downloadable prose in the nature of interviews about movies, sports, politics, news, entertainment information and current events; publication of online interviews featuring educators, motivational speakers and celebrities for entertainment purposes in the field of movies, sports, politics, news, and current events and entertainment information

Produits et services

Downloadable webcasts featuring interviews with educators, motivational speakers and celebrities featuring commentary in the fields of education, movies, sports, politics, news, and current events Entertainment and educational services in the nature of online interviews featuring educators, motivational speakers and celebrities in the field of movies, sports, politics, news, and current events and entertainment information provided through multiple forms of transmission, namely, the Internet, podcasts, webcasts video on demand streaming and social media platforms for entertainment purposes; Entertainment and educational services in the nature of a website featuring non-downloadable prose in the nature of interviews about movies, sports, politics, news, entertainment information and current events; Publication of online interviews featuring educators, motivational speakers and celebrities for entertainment purposes in the field of movies, sports, politics, news, and current events and entertainment information

Produits et services

(1) Magnetically encoded credit cards; virtual credit card, namely, downloadable software for enabling payment via virtual credit cards; magnetically encoded pre-funded credit and debit cards; downloadable software, recorded software and downloadable mobile software applications, all for use in procurement, invoicing, expense management and reimbursement, and data analytics therefor; downloadable software, recorded software, and downloadable mobile software applications, all for use in tracking expenses and payments for accounting, bookkeeping, tax preparation, transaction processing, transaction management, business process management, and financial planning purposes, and data analytics therefor. (1) Providing online business management services; provision of business administration and management services in the fields of procurement, invoicing, expense and expense account management and reimbursement, and data analytics therefor; provision of business administration and management services in the fields of employee expense and expense account management, and data analytics thereof; tracking and monitoring business-related expenses for reimbursement, business administration and management purposes. (2) Credit card services, namely, issuing business credit cards; virtual credit card services, namely, issuing virtual credit cards; pre-funded card services, namely, issuing pre-paid cards for businesses; payment processing services, namely, credit card and debit card transaction processing services; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; providing financial information on electronic payments via a website; financial services, namely, electronic processing of bill payments and associated remittance and confirmation data; providing electronic bill payment services to billers, customer service provider organizations and payment providers; transaction authorization and settlement services related to bill payments. (3) Providing on-line non-downloadable software for use in procurement, namely, purchasing services and goods for businesses, invoicing, expense management and reimbursement, and financial data analytics therefor; providing on-line non-downloadable software for use in employee expense account management, and data analytics therefor; application service provider (ASP) featuring e-commerce software for use as a payment gateway that authorizes processing of credit cards and direct payments for merchants; providing a web-based electronic financial platform for corporate buyers and sellers, namely, platform as a service (PaaS) featuring computer software for transaction and payment processing services, financial record-keeping, management of identity and compliance data, and management of financial data.

Produits et services

Downloadable computer application software for mobile phones and handheld computers, namely, software which tracks expenses and automatically enters consumers into a sweepstakes which awards an incentive for winning users to gift to third parties. Providing incentive award programs for credit card customers, for the purpose of promoting and rewarding loyalty, by means of a sweepstakes which awards an incentive for winning users of the card to gift to third parties. Financial services, namely, credit card processing services, which process credit card transactions from a sweepstakes that awards an incentive for winning users to gift to third parties. Sweepstake services, for entertainment purposes, provided to credit card customers. Providing temporary use of online non-downloadable software used for automated generation of expense reports and used for automatically entering consumers into a sweepstakes that awards an incentive for winning users to gift to third parties; software as a service (SAAS) services featuring a computer software platform used for automated generation of expense reports and used for automatically entering consumers into a sweepstakes that awards an incentive for winning users to gift to third parties.

Produits et services

Credit card services, namely, issuing business credit cards; virtual credit card services, namely, issuing virtual credit cards; pre-funded card services, namely, issuing pre-paid cards for businesses; Payment processing services, namely, credit card and debit card transaction processing services; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; financial services, namely, electronic processing of bill payments and associated remittance and confirmation data; providing electronic bill payment services to billers, customer service provider organizations and payment providers; transaction authorization and settlement services related to bill payments

Produits et services

Downloadable computer application software for mobile phones and handheld computers, namely, software that enables users to scan receipts, odometer readings, and business cards and to allow character recognition of them for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; Downloadable computer application software for mobile phones and handheld computers, namely, software which enables users to perform scanning and character recognition to track expenses and payments; Downloadable computer application software for mobile phones and handheld computers, namely, software which enables users to perform scanning and character recognition for accounting, bookkeeping, tax preparation, transaction processing, transaction management, business process management, and financial planning Providing online business management services; Provision of business administration and management services in the fields of procurement, invoicing, expense and expense account management and reimbursement, and data analytics therefor; provision of business administration and management services in the fields of employee expense and expense account management, and data analytics thereof; tracking and monitoring business-related expenses for reimbursement, business administration and management purposes Credit card services, namely, issuing business credit cards; virtual credit card services, namely, issuing virtual credit cards; pre-funded card services, namely, issuing pre-paid credit and debit for businesses; Payment processing services, namely, credit card and debit card transaction processing services; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; dissemination of financial information via a global computer network; financial services, namely, electronic processing of bill payments and associated remittance and confirmation data; providing electronic bill payment services to billers, customer service provider organizations and payment providers; transaction authorization and settlement services related to bill payments Providing a website which features on-line non-downloadable software which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; Providing a website that features non-downloadable computer software which enables users to perform scanning and character recognition to track expenses and payments; Providing temporary use of online non-downloadable software which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; Software as a service (SAAS) services featuring a computer software platform which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; Providing on-line non-downloadable software for use in procurement, invoicing, expense management and reimbursement, and data analytics therefor; providing on-line non-downloadable software for use in employee expense account management, and data analytics therefor; Application service provider (ASP) featuring e-commerce software for use as a payment gateway that authorizes processing of credit cards and direct payments for merchants; Providing a web-based electronic financial platform for corporate buyers and sellers, namely, Platform as a Service (PAAS) featuring computer software for transaction and payment processing services, financial record-keeping, management of identity and compliance data, and management of financial data

Produits et services

Downloadable computer application software for mobile phones and handheld computers, namely, software that enables users to scan receipts, odometer readings, and business cards and to allow character recognition of them for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; Downloadable computer application software for mobile phones and handheld computers, namely, software which enables users to perform scanning and character recognition to track expenses and payments; Downloadable computer application software for mobile phones and handheld computers, namely, software which enables users to perform scanning and character recognition for accounting, bookkeeping, tax preparation, transaction processing, transaction management, business process management, and financial planning Providing online business management services; Provision of business administration and management services in the fields of procurement, invoicing, expense and expense account management and reimbursement, and data analytics therefor; provision of business administration and management services in the fields of employee expense and expense account management, and data analytics thereof; tracking and monitoring business-related expenses for reimbursement, business administration and management purposes Credit card services, namely, issuing business credit cards; virtual credit card services, namely, issuing virtual credit cards; pre-funded card services, namely, issuing pre-paid credit and debit for businesses; Payment processing services, namely, credit card and debit card transaction processing services; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; dissemination of financial information via a global computer network; financial services, namely, electronic processing of bill payments and associated remittance and confirmation data; providing electronic bill payment services to billers, customer service provider organizations and payment providers; transaction authorization and settlement services related to bill payments Providing a website which features on-line non-downloadable software which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; Providing a website that features non-downloadable computer software which enables users to perform scanning and character recognition to track expenses and payments; Providing temporary use of online non-downloadable software which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; Software as a service (SAAS) services featuring a computer software platform which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; Providing on-line non-downloadable software for use in procurement, invoicing, expense management and reimbursement, and data analytics therefor; providing on-line non-downloadable software for use in employee expense account management, and data analytics therefor; Application service provider (ASP) featuring e-commerce software for use as a payment gateway that authorizes processing of credit cards and direct payments for merchants; Providing a web-based electronic financial platform for corporate buyers and sellers, namely, Platform as a Service (PAAS) featuring computer software for transaction and payment processing services, financial record-keeping, management of identity and compliance data, and management of financial data

Produits et services

Providing online business management services; Provision of business administration and management services in the fields of procurement, invoicing, expense and expense account management and reimbursement, and data analytics therefor; provision of business administration and management services in the fields of employee expense and expense account management, and data analytics thereof; tracking and monitoring business-related expenses for reimbursement, business administration and management purposes Providing a website which features on-line non-downloadable software which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; Providing a website that features non-downloadable computer software which enables users to perform scanning and character recognition to track expenses and payments; Providing temporary use of online non-downloadable software which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; Software as a service (SAAS) services featuring a computer software platform which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; Providing on-line non-downloadable software for use in procurement, invoicing, expense management and reimbursement, and data analytics therefor; providing on-line non-downloadable software for use in employee expense account management, and data analytics therefor; Application service provider (ASP) featuring e-commerce software for use as a payment gateway that authorizes processing of credit cards and direct payments for merchants; Providing a web-based electronic financial platform for corporate buyers and sellers, namely, Platform as a Service (PAAS) featuring computer software for transaction and payment processing services, financial record-keeping, management of identity and compliance data, and management of financial data

Produits et services

(1) Providing incentive award programs for credit card customers, for the purpose of promoting and rewarding loyalty, by means of a sweepstakes which awards an incentive for winning users of the card to gift to third parties. (2) Financial services, namely, credit card processing services, which process credit card transactions from a sweepstakes that awards an incentive for winning users to gift to third parties. (3) Sweepstake services, for entertainment purposes, provided to credit card customers.

Produits et services

Magnetically encoded credit cards; virtual credit card, namely, downloadable software for enabling payment via virtual credit cards; magnetically encoded pre-funded credit and debit cards; downloadable software, recorded software and downloadable mobile software applications, all for use in procurement, invoicing, expense management and reimbursement, and data analytics therefor in connection with accounting and expense accounts; downloadable software, recorded software, and downloadable mobile software applications, all for use in tracking expenses and payments for accounting, bookkeeping, tax preparation, transaction processing, transaction management, business process management, and financial planning purposes, and data analytics therefor Providing online business management services, including accounting, marketing, business project management, and business development; Provision of business administration and management services in the fields of procurement, invoicing, expense and expense account management and reimbursement, and data analytics therefor; provision of business administration and management services in the fields of employee expense and expense account management, and data analytics thereof; tracking and monitoring business-related expenses for reimbursement, business administration and management purposes Credit card services, namely, issuing business credit cards; virtual credit card services, namely, issuing virtual credit cards; pre-funded card services, namely, issuing pre-paid credit, debit, and telephone credit cards for businesses; Payment processing services, namely, credit card and debit card transaction processing services; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; dissemination of financial information via a global computer network; financial services, namely, electronic processing of bill payments and associated remittance and confirmation data; providing electronic bill payment services to billers, customer service provider organizations and payment providers; transaction authorization and settlement services related to bill payments Providing temporary use of on-line non-downloadable software for use in procurement, invoicing, expense management and reimbursement, and data analytics therefor in connection with accounting and expense accounts; providing temporary use of on-line non-downloadable software for use in employee expense account management, and data analytics therefor; Application service provider (ASP) featuring e-commerce software for use as a payment gateway that authorizes processing of credit cards and direct payments for merchants; Providing a web-based electronic financial platform for corporate buyers and sellers, namely, Platform as a Service (PAAS) featuring computer software platforms for transaction and payment processing services, financial record-keeping, management of identity and compliance data, and management of financial data

Abrégé

A computing system can receive a primary authorization request corresponding to use of a prepaid payment means of a user of the transaction service for a transaction with a merchant. Based on receiving the primary authorization request, that system can determine that an account balance corresponding to the prepaid payment means comprises inadequate funds to fulfill the transaction. In response, the system can automatically transmit a secondary authorization request to a financial entity associated with an account of the user, and subsequently receive an approval of the secondary authorization request, which enables the system to utilize the account of the user to make up for the inadequate funds of the account balance of the prepaid payment means. Based on receiving the approval, the system can transmit an authorization to the point-of-sale terminal of the merchant to authorize the primary authorization request for the transaction.

Classes IPC  ?

• G06Q 20/20 - Systèmes de réseaux présents sur les points de vente
• G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives
• G06Q 20/22 - Schémas ou modèles de paiement

Abrégé

A computing system implements a network transaction service. Users of the network transaction service can launch a service application to indicate a transaction at a location of a merchant. A transaction data set is then received from a point-of-sale terminal of the merchant, which enables the computing system to fund the transaction from a shared funding source of the network transaction service. Subsequently, the computing system can access a customer account of the user to reimburse the shard funding account for an amount corresponding to the transaction.

Classes IPC  ?

• G06Q 20/28 - Schémas de prépaiement, c. à d. de "paiement préalable"

Abrégé

A computer system can implement a network service by receiving, from a computing device of a user, image data comprising an image of a record. The computer system can then execute image processing logic to determine a set of information items from the image. The computer system may then execute augmentation logic to process the record by (i) accessing a transaction database to identify a plurality of transactions made by the user, (ii) identifying a matching transaction from the plurality of transactions that pertains to the record, and (iii) resolving the set of information items using the matching transaction.

Classes IPC  ?

• G06Q 20/04 - Circuits de paiement
• G06V 10/98 - Dispositions pour la reconnaissance ou la compréhension d’images ou de vidéos Évaluation de la qualité des motifs acquis
• G06V 30/224 - Reconnaissance de caractères caractérisés par le type d’écriture de caractères imprimés pourvus de marques de codage additionnelles ou de marques de codage
• G06V 30/413 - Classification de contenu, p.ex. de textes, de photographies ou de tableaux
• G06Q 40/02 - Opérations bancaires, p.ex. calcul d'intérêts ou tenue de compte
• G06Q 40/00 - Finance; Assurance; Stratégies fiscales; Traitement des impôts sur les sociétés ou sur le revenu
• G06Q 40/12 - Comptabilité

Produits et services

Providing incentive award programs for credit card customers, for the purpose of promoting and rewarding loyalty, by means of a sweepstakes which awards an incentive for winning users of the card to gift to third parties Financial services, namely, credit card processing services, which process credit card transactions from a sweepstakes that awards an incentive for winning users to gift to third parties Sweepstake services, for entertainment purposes, provided to credit card customers

Produits et services

Downloadable computer application software for mobile phones and handheld computers, namely, software which tracks expenses and payments and makes charitable contributions based upon usage. Providing incentive award programs for credit card customers through issuance and processing of charitable contributions to selected charitable programs based on points issued for using the card; promoting the use of credit cards accounts through the administration of charitable award programs. Financial services, namely, charge card, gift card, credit card transactions and payment services; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payment, and related charitable contributions based on usage points; providing contributions to charities based on credit card use as part of a customer loyalty program. Providing temporary use of online non-downloadable software for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories, and making aggregated charitable donations to selected charities based on card usage; software as a service (SAAS) services featuring a computer software platform for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories, and making automated aggregated charitable donations to selected charities based on usage.

Produits et services

Downloadable computer application software for mobile phones and handheld computers, namely, software which tracks expenses and payments and makes charitable contributions based upon usage. Providing incentive award programs for credit card customers through issuance and processing of charitable contributions to selected charitable programs based on points issued for using the card; promoting the use of credit cards accounts through the administration of charitable award programs. Financial services, namely, charge card, gift card, credit card and payment services; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payment, and related charitable contributions based on usage points; providing charitable contributions for credit card use as part of a customer loyalty program. Providing temporary use of online non-downloadable software for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories, and making aggregated charitable donations to selected charities based on card usage; software as a service (SAAS) services featuring a computer software platform for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories, and making automated aggregated charitable donations to selected charities based on usage.

Produits et services

Downloadable computer application software for mobile phones and handheld computers, namely, software which tracks expenses and payments and makes charitable contributions based upon usage. Providing incentive award programs for credit card customers through issuance and processing of charitable contributions to selected charitable programs based on points issued for using the card; promoting the use of credit cards accounts through the administration of charitable award programs. Financial services, namely, charge card, gift card, credit card and payment services; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payment, and related charitable contributions based on usage points; providing charitable contributions for credit card use as part of a customer loyalty program. Providing temporary use of online non-downloadable software for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories, and making aggregated charitable donations to selected charities based on card usage; software as a service (SAAS) services featuring a computer software platform for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories, and making automated aggregated charitable donations to selected charities based on usage.

Produits et services

(1) Downloadable computer application software for mobile phones and handheld computers, namely, software which tracks expenses and payments and makes charitable contributions based upon usage. (1) Providing incentive award programs for credit card customers through issuance and processing of charitable contributions to selected charitable programs based on points issued for using the card; promoting the use of credit cards accounts through the administration of charitable award programs. (2) Financial services, namely, charge card, gift card, credit card, debit card, crypto currency, mobile, and bill payment services for charitable contributions; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check, crypto currency, mobile, and bill payment, for charitable contributions based on usage points; providing charitable contributions for credit card use as part of a customer loyalty program. (3) Providing temporary use of online non-downloadable software for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories, and making aggregated charitable donations to selected charities based on card usage; software as a service (SAAS) services featuring a computer software platform for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories, and making automated aggregated charitable donations to selected charities based on usage.

Produits et services

(1) Downloadable computer application software for mobile phones and handheld computers, namely, software which tracks expenses and payments and makes charitable contributions based upon usage. (1) Providing incentive award programs for credit card customers through issuance and processing of charitable contributions to selected charitable programs based on points issued for using the card; promoting the use of credit cards accounts through the administration of charitable award programs. (2) Financial services, namely, charge card, gift card, credit card, debit card, crypto currency, mobile, and bill payment services for charitable contributions; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check, crypto currency, mobile, and bill payment, for charitable contributions based on usage points; providing charitable contributions for credit card use as part of a customer loyalty program. (3) Providing temporary use of online non-downloadable software for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories, and making aggregated charitable donations to selected charities based on card usage; software as a service (SAAS) services featuring a computer software platform for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories, and making automated aggregated charitable donations to selected charities based on usage.

Produits et services

(1) Downloadable computer application software for mobile phones and handheld computers, namely, software which tracks expenses and payments and makes charitable contributions based upon usage. (1) Providing incentive award programs for credit card customers through issuance and processing of charitable contributions to selected charitable programs based on points issued for using the card; promoting the use of credit cards accounts through the administration of charitable award programs. (2) Financial services, namely, charge card, gift card, credit card, debit card, crypto currency, mobile, and bill payment services for charitable contributions; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check, crypto currency, mobile, and bill payment, for charitable contributions based on usage points; providing charitable contributions for credit card use as part of a customer loyalty program. (3) Providing temporary use of online non-downloadable software for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories, and making aggregated charitable donations to selected charities based on card usage; software as a service (SAAS) services featuring a computer software platform for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories, and making automated aggregated charitable donations to selected charities based on usage.

Produits et services

Downloadable computer application software for mobile phones and handheld computers, namely, software which tracks expenses and payments and makes charitable contributions based upon usage Providing incentive award programs for credit card customers through issuance and processing of charitable contributions to selected charitable programs based on points issued for using the card Financial services, namely, charge card, gift card, credit card and payment transaction processing services; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payment in the nature of related charitable contributions based on usage points; Providing charitable contributions for credit card use as part of a customer loyalty program; Promoting charities by donating a portion of credit cards revenue to selected charities Providing temporary use of online non-downloadable software for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories, and making aggregated charitable donations to selected charities based on card usage; Software as a service (SAAS) services featuring a computer software platform for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories, and making automated aggregated charitable donations to selected charities based on usage

Produits et services

Providing incentive award programs for credit card customers through issuance and processing of charitable contributions to selected charitable programs based on points issued for using the card Financial services, namely, charge card, gift card, credit card and payment transaction processing services; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payment in the nature of related charitable contributions based on usage points; Providing charitable contributions for credit card use as part of a customer loyalty program; Promoting charities by donating a portion of credit cards revenue to selected charities

Produits et services

Providing incentive award programs for credit card customers through issuance and processing of charitable contributions to selected charitable programs based on points issued for using the card Financial services, namely, charge card, gift card, credit card and payment transaction processing services; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payment in the nature of related charitable contributions based on usage points; Providing charitable contributions for credit card use as part of a customer loyalty program; Promoting charities by donating a portion of credit cards revenue to selected charities

Produits et services

Downloadable computer application software for mobile phones and handheld computers, namely, software that enables users to scan receipts, odometer readings, and business cards and to allow character recognition of them for use in an automated generation of expense reports that are categorised according to individuals, entities, and/or expense categories; downloadable computer application software for mobile phones and handheld computers, namely, software which enables users to perform scanning and character recognition to track expenses and payments; downloadable computer application software for mobile phones and handheld computers, namely, software which enables users to perform scanning and character recognition for accounting, bookkeeping, tax preparation, transaction processing, transaction management, business process management, and financial planning; downloadable computer software for automating business processes and employing optical character recognition (OCR) software for expense reporting, expense management, itinerary management, meeting management, vendor payment management, purchasing management, sales force management, customer service, financial reporting, marketing, and preparing sales projections; downloadable mobile applications employing optical character recognition (OCR) software for use in online personal and business process automation for sales, financial management, itinerary management, expense accounting, expense reporting and marketing; downloadable mobile application employing optical character recognition (OCR) software for enabling data synchronisation and enabling predictive analysis and communications about data including receipts relating to automation of personal and commercial business processes, namely, expense management including receipt management and itinerary management; computer software for the management of expense receipts. Providing a website providing use of on-line non-downloadable software which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorised according to individuals, entities, and/or expense categories; providing a website providing use of non-downloadable computer software which enables users to perform scanning and character recognition to track expenses and payments; providing temporary use of online non-downloadable software which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorised according to individuals, entities, and/or expense categories; software as a service (SAAS) services featuring a computer software platform which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorised according to individuals, entities, and/or expense categories; application service provider (ASP) featuring business process automation software including optical character recognition (OCR), for use in automating business processes relating to employee spending, such as expense management, predictive analysis for expense management, itinerary management, meeting management, vendor payment management, payment processing, and predicting trends and future needs related to them; software as a service (SAAS) services, employing optical character recognition (OCR), featuring business software for inventory management, order management, procurement management, invoice management, time and expense reporting, itinerary management, customer management, and purchasing management and monitoring; application service provider (ASP) featuring software, including optical character recognition (OCR) software, for use in online business process automation for sales, financial management, accounting, expense reporting, marketing, and software for use in automation of personal and commercial business processes, namely, expense management including receipt management and expense reporting; software as a service (SAAS) featuring software for the management of expense receipts.

Produits et services

(1) Downloadable computer software for automating business processes and employing optical character recognition (OCR) software for expense reporting, expense management, itinerary management, meeting management, vendor payment management, purchasing management, sales force management, communicating with customer service agents, financial reporting, marketing analytics, and preparing sales projections; Downloadable mobile applications employing optical character recognition (OCR) software for use in online personal and business process automation for sales record keeping, financial management, itinerary management, expense accounting, expense reporting and marketing analytics; Downloadable mobile application employing optical character recognition (OCR) software for enabling data synchronization and enabling predictive analysis and communications about receipts relating to automation of personal and commercial business processes, namely, expense management including receipt management and itinerary management. (1) Providing business management services to improve business operations, namely, managing expense reporting, logistics, supply chain services, supply chain visibility and synchronization, supply and demand forecasting and product distribution processes for others by use of online software employing optical character recognition (OCR); Business management and consultation in the field of business intelligence; business consultation in the field of expense management employing optical character recognition (OCR); Providing business management consulting services to customers to improve operations by analyzing the customer's expense reporting, logistics, supply chain services, supply chain visibility and synchronization, supply and demand forecasting and product distribution processes. (2) Application service provider (ASP) featuring business process automation software including optical character recognition (OCR), for use in automating business processes relating to employee spending, such as expense management, predictive analysis for expense management, itinerary management, meeting management, vendor payment management, payment processing, and predicting trends and future needs related to them; Software as a service (SAAS) services, employing optical character recognition (OCR), featuring business software for inventory management, order management, procurement management, invoice management, time and expense reporting, itinerary management, customer relationship management, and purchasing management and monitoring; Application service provider (ASP) featuring software, including optical character recognition (OCR) software, for use in online business process automation for sales record keeping, financial management, accounting, expense reporting, marketing analytics, and software for use in automation of personal and commercial business processes, namely, expense management including receipt management and expense reporting.

Produits et services

(1) Downloadable computer application software for mobile phones and handheld computers, namely, software that enables users to scan receipts, odometer readings, and business cards and to allow character recognition of them for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; Downloadable computer application software for mobile phones and handheld computers, namely, software which enables users to perform scanning and character recognition to track expenses and payments; Downloadable computer application software for mobile phones and handheld computers, namely, software which enables users to perform scanning and character recognition for accounting, bookkeeping, tax preparation, transaction processing, transaction management, business process management, and financial planning. (1) Providing non-downloadable computer software which enables users to perform scanning and character recognition to track expenses and payments; Providing temporary use of online non-downloadable software which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; Software as a service (SAAS) services featuring a computer software platform which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories. (2) Providing on-line non-downloadable software which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories.

Produits et services

(1) Downloadable computer application software for mobile phones and handheld computers, namely, software that enables users to scan receipts, odometer readings, and business cards and to allow character recognition of them for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; Downloadable computer application software for mobile phones and handheld computers, namely, software which enables users to perform scanning and character recognition to track expenses and payments; Downloadable computer application software for mobile phones and handheld computers, namely, software which enables users to perform scanning and character recognition for accounting, bookkeeping, tax preparation, transaction processing, transaction management, business process management, and financial planning. (1) Providing on-line non-downloadable software which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; Providing non-downloadable computer software which enables users to perform scanning and character recognition to track expenses and payments; Providing temporary use of online non-downloadable software which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; Software as a service (SAAS) services featuring a computer software platform which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories.

Produits et services

(1) Downloadable computer software for automating business processes including expense reporting, expense management, itinerary management, meeting management, vendor payment management, purchasing management, sales force management, customer service, financial reporting, marketing, and preparing sales projections; Downloadable mobile applications employing optical character recognition (OCR) software for use in online personal and business process automation for sales, financial management, itinerary management, expense accounting, expense reporting and marketing; Downloadable mobile application employing optical character recognition (OCR) software for enabling data synchronization and enabling predictive analysis and communications about data including receipts relating to automation of personal and commercial business processes, namely, expense management including receipt management and itinerary management. (1) Application service provider (ASP) featuring business process automation software for expense management, predictive analysis for expense management, itinerary management, meeting management, vendor payment management, payment processing, and predicting trends and future needs related to them; Software as a service (SAAS) services, featuring business software for expense management, inventory management, order management, procurement management, invoice management, time and expense reporting, itinerary management, customer management, and purchasing management and monitoring; Application service provider (ASP) featuring business software for use in online business process automation for sales, financial management, accounting, expense reporting, marketing, and software for use in automation of personal and commercial business processes, namely, expense management including receipt management and expense reporting.

Produits et services

(1) Computer software for accounting, bookkeeping, tax preparation, tax return filing, business process management, and financial planning; Computer software to track sales, expenses, and payments; Computer software to analyze the financial status of businesses; Computer software for use in reviewing transactions, transaction reconciliation, and providing a summary of all transactions; Computer software for use in identifying transactions that deviate from historical and trend-based actions. (1) Providing temporary use of online non-downloadable software for accounting, bookkeeping, tax preparation, tax return filing, business process management, and financial planning; Providing temporary use of online non-downloadable computer software to track sales, expenses, and payments; Providing temporary use of online non-downloadable software to analyze the financial status of businesses; Providing temporary use of online non-downloadable software for reviewing transactions, transaction reconciliation, and providing a summary of all transactions; Providing temporary use of online non-downloadable software for use in identifying transactions that deviate from historical and trend-based actions.

Abrégé

A computer system can implement a network transaction service through communications with computing devices of users of the service, a reservation store of registered businesses, and point-of-sale terminals of the registered businesses. The computer system can access the reservation store to detect a reservation made by a respective user of the network transaction service with a selected business. The computer system can then receive a request made by the respective user to utilize the network transaction service at a merchant location of the selected business within a predetermined threshold after a reservation time. The computer system can then receive transaction data from a point-of-sale terminal of the selected business, fund the transaction using a shared funding account of the network transaction service, and transfer funds from a customer account of the respective user to the shared funding account in an amount corresponding to the transaction.

Classes IPC  ?

• G06Q 10/02 - Réservations, p.ex. pour billetterie, services ou manifestations
• G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p.ex. cartes à puces ou cartes magnétiques
• G06Q 20/10 - Architectures de paiement spécialement adaptées aux systèmes de banque à domicile
• G06Q 20/12 - Architectures de paiement spécialement adaptées aux systèmes de commerce électronique
• G06Q 20/28 - Schémas de prépaiement, c. à d. de "paiement préalable"

Produits et services

Downloadable computer application software for mobile phones and handheld computers, namely, software that enables users to scan receipts, odometer readings, and business cards and to allow character recognition of them for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; Downloadable computer application software for mobile phones and handheld computers, namely, software which enables users to perform scanning and character recognition to track expenses and payments; Downloadable computer application software for mobile phones and handheld computers, namely, software which enables users to perform scanning and character recognition for accounting, bookkeeping, tax preparation, transaction processing, transaction management, business process management, and financial planning Providing a website which features on-line non-downloadable software which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; Providing a website that features non-downloadable computer software which enables users to perform scanning and character recognition to track expenses and payments; Providing temporary use of online non-downloadable software which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; Software as a service (SAAS) services featuring a computer software platform which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories

Produits et services

Providing a website which features on-line non-downloadable software which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; Providing a website that features non-downloadable computer software which enables users to perform scanning and character recognition to track expenses and payments; Providing temporary use of online non-downloadable software which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; Software as a service (SAAS) services featuring a computer software platform which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories

Produits et services

Downloadable computer application software for mobile phones and handheld computers, namely, software that enables users to scan receipts, odometer readings, and business cards and to allow character recognition of them for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; Downloadable computer application software for mobile phones and handheld computers, namely, software which enables users to perform scanning and character recognition to track expenses and payments; Downloadable computer application software for mobile phones and handheld computers, namely, software which enables users to perform scanning and character recognition for accounting, bookkeeping, tax preparation, transaction processing, transaction management, business process management, and financial planning Providing a website which features on-line non-downloadable software which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; Providing a website that features non-downloadable computer software which enables users to perform scanning and character recognition to track expenses and payments; Providing temporary use of online non-downloadable software which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories; Software as a service (SAAS) services featuring a computer software platform which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories

Abrégé

A computer system can implement a network transaction service by receiving a transaction request from a computing device of a requesting user that has a customer account linked to the network transaction service. Based on the transaction request, the computer system can determine a merchant account of the registered merchant that is linked to the network transaction service. The computer system can then execute a remote transaction operation to transfer funds from a shared account of the network transaction service to the merchant account to fulfill the transaction request, where the shared account is different from the customer account of the requesting user.

Classes IPC  ?

• G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p.ex. cartes à puces ou cartes magnétiques
• G06Q 20/02 - Architectures, schémas ou protocoles de paiement impliquant un tiers neutre, p.ex. une autorité de certification, un notaire ou un tiers de confiance
• G06Q 20/20 - Systèmes de réseaux présents sur les points de vente

Abrégé

A computer system can implement a network service by receiving, from a computing device of a user, image data comprising an image of a record. the computer system can then execute image processing logic to determine a first set of information items from the image, and identify a second set of information items that are not determinable from the record. The computer system may then execute augmentation logic to process the record by (i) accessing a transaction database to identify a plurality of transactions made by the user, (ii) using the first set of information items, identifying a matching transaction from the plurality of transactions that pertains to the record, and (iii) resolving the second set of information items using the matching transaction. The computer system can classify the record in a user account of and generate an expense report for the user.

Classes IPC  ?

• G06Q 20/04 - Circuits de paiement
• G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives
• G06K 9/18 - Méthodes ou dispositions pour la lecture ou la reconnaissance de caractères imprimés ou écrits ou pour la reconnaissance de formes, p.ex. d'empreintes digitales utilisant des caractères imprimés pourvus de marques de codage additionnelles ou comportant des marques de codage, p.ex. le caractère étant composé de barres distinctes de formes différentes, chacune représentant une valeur de code différente
• G06K 9/03 - Détection ou correction d'erreurs, p.ex. par une seconde exploration
• G06Q 40/02 - Opérations bancaires, p.ex. calcul d'intérêts ou tenue de compte
• G06Q 40/00 - Finance; Assurance; Stratégies fiscales; Traitement des impôts sur les sociétés ou sur le revenu
• G06K 9/00 - Méthodes ou dispositions pour la lecture ou la reconnaissance de caractères imprimés ou écrits ou pour la reconnaissance de formes, p.ex. d'empreintes digitales

Abrégé

A computing system implements a network transaction service in which prepaid cards physically residing at merchant locations. Users of the network transaction service can launch a service application to indicate a transaction at the merchant location. A transaction data set is then received from a point-of-sale terminal at the merchant location—corresponding to use of the prepaid card—which enables the computing system to fund the transaction from a shared funding source of the network transaction service. Subsequently, the computing system can access a customer account of the user to reimburse the shard funding account for an amount of the transaction.

Classes IPC  ?

• G06Q 20/28 - Schémas de prépaiement, c. à d. de "paiement préalable"

Produits et services

Downloadable computer software for automating business processes including expense reporting, expense management, itinerary management, meeting management, vendor payment management, purchasing management, sales force management, customer service, financial reporting, marketing, and preparing sales projections; Downloadable mobile applications employing optical character recognition (OCR) software for use in online personal and business process automation for sales, financial management, itinerary management, expense accounting, expense reporting and marketing; Downloadable mobile application employing optical character recognition (OCR) software for enabling data synchronization and enabling predictive analysis and communications about data including receipts relating to automation of personal and commercial business processes, namely, expense management including receipt management and itinerary management Application service provider (ASP) featuring business process automation software for expense management, predictive analysis for expense management, itinerary management, meeting management, vendor payment management, payment processing, and predicting trends and future needs related to them; Software as a service (SAAS) services, featuring business software for expense management, inventory management, order management, procurement management, invoice management, time and expense reporting, itinerary management, customer management, and purchasing management and monitoring; Application service provider (ASP) featuring business software for use in online business process automation for sales, financial management, accounting, expense reporting, marketing, and software for use in automation of personal and commercial business processes, namely, expense management including receipt management and expense reporting

Abrégé

A computer system can implement a network transaction service by receiving, over the one or more wireless networks, request data from mobile computing devices of requesting users of the network transaction service. The request data can identify the requesting user and include a transaction request to utilize the network transaction service at a merchant location of a registered merchant. In response to receiving the request data, the system can determine a merchant account of the registered merchant linked to the network transaction service, and identify a customer account of the requesting user. The computer system may then initiate fund transfers between a shared fund account of the network transaction service, the merchant account, and the customer account to fulfill the transaction request.

Classes IPC  ?

• G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p.ex. cartes à puces ou cartes magnétiques
• G06Q 20/02 - Architectures, schémas ou protocoles de paiement impliquant un tiers neutre, p.ex. une autorité de certification, un notaire ou un tiers de confiance
• G06Q 20/20 - Systèmes de réseaux présents sur les points de vente

Produits et services

Downloadable computer software for automating business processes including expense reporting, expense management, itinerary management, meeting management, vendor payment management, purchasing management, sales force management, customer service, financial reporting, marketing, and preparing sales projections; Downloadable mobile applications employing optical character recognition (OCR) software for use in online personal and business process automation for sales, financial management, itinerary management, expense accounting, expense reporting and marketing; Downloadable mobile application employing optical character recognition (OCR) software for enabling data synchronization and enabling predictive analysis and communications about data including receipts relating to automation of personal and commercial business processes, namely, expense management including receipt management and itinerary management Application service provider (ASP) featuring business process automation software for expense management, predictive analysis for expense management, itinerary management, meeting management, vendor payment management, payment processing, and predicting trends and future needs related to them; Software as a service (SAAS) services, featuring business software for expense management, inventory management, order management, procurement management, invoice management, time and expense reporting, itinerary management, customer management, and purchasing management and monitoring; Application service provider (ASP) featuring business software for use in online business process automation for sales, financial management, accounting, expense reporting, marketing, and software for use in automation of personal and commercial business processes, namely, expense management including receipt management and expense reporting

Abrégé

A system, computer readable medium, and method of receiving a primary authorization request at a first authorization switch using a prepaid card that lacks adequate funds in the prepaid account to cover the requested purchase amount, and initiating a secondary authorization request using a funding account identifier associated with a funding account that does contain adequate funds to cover the requested purchase amount.

Classes IPC  ?

• G06Q 20/20 - Systèmes de réseaux présents sur les points de vente
• G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives
• G06Q 20/22 - Schémas ou modèles de paiement

Produits et services

(1) Providing temporary use of on-line non-downloadable software for use in the field of accounting; providing temporary use of on-line non-downloadable software for creating and managing expense reports; software as a service (SAAS) services featuring software in the field of accounting; software as a service (SAAS) services featuring software for creating and managing expense reports; technical support services, namely, troubleshooting of computer software problems, web and online application problems, mobile application problems, and network problems.

Abrégé

A system, computer readable medium, and method of receiving a primary authorization request at a first authorization switch using a prepaid card that lacks adequate funds in the prepaid account to cover the requested purchase amount, and initiating a secondary authorization request using a funding account identifier associated with a funding account that does contain adequate funds to cover the requested purchase amount.

Classes IPC  ?

• G06Q 20/00 - Architectures, schémas ou protocoles de paiement
• G06Q 20/20 - Systèmes de réseaux présents sur les points de vente

Abrégé

Disclosed herein is a system and method for managing financial information. According to an embodiment, electronic purchase data is received from an electronic payment source. The received electronic purchase data is generated into one or more visual representation formats using a transformation server. Once the visual representation has been generated, the visual representation format is rendered using a display device.

Classes IPC  ?

• G06Q 40/00 - Finance; Assurance; Stratégies fiscales; Traitement des impôts sur les sociétés ou sur le revenu

Abrégé

A computer system initiates a chat upon receiving a chat input from a user. The computer system records a chat state for the chat. When the chat is at the chat state, the computer system can operate to determine a search criterion from the chat input. The computer can then select a chat response from a chat library based at least in part on the chat state and the search criterion. The chat response can be communicated to the user.

Classes IPC  ?

• H04L 51/02 - Messagerie d'utilisateur à utilisateur dans des réseaux à commutation de paquets, transmise selon des protocoles de stockage et de retransmission ou en temps réel, p.ex. courriel en utilisant des réactions automatiques ou la délégation par l’utilisateur, p.ex. des réponses automatiques ou des messages générés par un agent conversationnel
• H04L 51/046 - Interopérabilité avec d'autres applications ou services réseau

Abrégé

A reservation store is monitored for a business in order to detect when a customer of the network transaction service makes a reservation with the business. At about a time of the reservation, a courier to provide the merchant at the reservation location with a card instrument of the network transaction service. A transaction resulting from the reservation may be funded by allocating funds to the card instrument. A receipt of the transaction may be provided to the customer after the transaction is completed.

Classes IPC  ?

• G06Q 10/02 - Réservations, p.ex. pour billetterie, services ou manifestations
• G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p.ex. cartes à puces ou cartes magnétiques
• G06Q 20/28 - Schémas de prépaiement, c. à d. de "paiement préalable"
• G06Q 20/12 - Architectures de paiement spécialement adaptées aux systèmes de commerce électronique
• G06Q 20/10 - Architectures de paiement spécialement adaptées aux systèmes de banque à domicile

Produits et services

Downloadable computer software for automating business processes and employing optical character recognition (OCR) software for expense reporting, expense management, itinerary management, meeting management, vendor payment management, purchasing management, sales force management, customer service, financial reporting, marketing, and preparing sales projections; Downloadable mobile applications employing optical character recognition (OCR) software for use in online personal and business process automation for sales, financial management, itinerary management, expense accounting, expense reporting and marketing; Downloadable mobile application employing optical character recognition (OCR) software for enabling data synchronization and enabling predictive analysis and communications about data including receipts relating to automation of personal and commercial business processes, namely, expense management including receipt management and itinerary management Application service provider (ASP) featuring business process automation software including optical character recognition (OCR), for use in automating business processes relating to employee spending, such as expense management, predictive analysis for expense management, itinerary management, meeting management, vendor payment management, payment processing, and predicting trends and future needs related to them; Software as a service (SAAS) services, employing optical character recognition (OCR), featuring business software for inventory management, order management, procurement management, invoice management, time and expense reporting, itinerary management, customer management, and purchasing management and monitoring; Application service provider (ASP) featuring software, including optical character recognition (OCR) software, for use in online business process automation for sales, financial management, accounting, expense reporting, marketing, and software for use in automation of personal and commercial business processes, namely, expense management including receipt management and expense reporting

Produits et services

Providing online business management services; Providing online data management services employing optical character recognition (OCR) software for managing businesses and increasing business productivity; Providing business information and consulting in the field of data management relating to business management and business productivity; Business management consultation services; providing business management services to improve business operations, namely, managing expense reporting, logistics, supply chain services, supply chain visibility and synchronization, supply and demand forecasting and product distribution processes for others by use of online software employing optical character recognition (OCR); Business management and consultation in the field of business intelligence; business consultation in the field of expense management employing optical character recognition (OCR); Providing business management consulting services to customers to improve operations by analyzing the customer's expense reporting, logistics, supply chain services, supply chain visibility and synchronization, supply and demand forecasting and product distribution processes

Abrégé

A service can perform optical character recognition (OCR) on an image of a record to determine a first set of information items about the record. A second set of information items can be identified that are likely part of the record but not determinable from performing OCR on the image. Another resource can be utilized to determine the second set of information items. A classification for the record can be determined based on first and second sets of information items. The record can be associated with a financial resource of the user based at least in part on the classification.

Classes IPC  ?

• G06Q 40/00 - Finance; Assurance; Stratégies fiscales; Traitement des impôts sur les sociétés ou sur le revenu
• G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives
• G06K 9/18 - Méthodes ou dispositions pour la lecture ou la reconnaissance de caractères imprimés ou écrits ou pour la reconnaissance de formes, p.ex. d'empreintes digitales utilisant des caractères imprimés pourvus de marques de codage additionnelles ou comportant des marques de codage, p.ex. le caractère étant composé de barres distinctes de formes différentes, chacune représentant une valeur de code différente
• G06K 9/03 - Détection ou correction d'erreurs, p.ex. par une seconde exploration
• G06Q 40/02 - Opérations bancaires, p.ex. calcul d'intérêts ou tenue de compte

Produits et services

Providing temporary use of on-line non-downloadable software for use in the field of accounting; providing temporary use of on-line non-downloadable software for creating and managing expense reports; software as a service (SAAS) services featuring software in the field of accounting; software as a service (SAAS) services featuring software for creating and managing expense reports; technical support services, namely, troubleshooting of computer software problems, web and online application problems, mobile application problems, and network problems.

Abrégé

A network service operates to initialize and link a card instrument to a merchant or merchant location, so that the merchant can receive funds the service. One or more requests are detected to use the card instrument for one or more transactions, where each transaction involves a corresponding customer who has registered a customer funding account with the network service. For each of the transactions, a merchant account is funded using a funding account of the card instrument.

Classes IPC  ?

• G06Q 20/28 - Schémas de prépaiement, c. à d. de "paiement préalable"
• G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p.ex. cartes à puces ou cartes magnétiques

Abrégé

A network service operates to initialize and link a card instrument to a merchant or merchant location, so that the merchant can receive funds the service. One or more requests are detected to use the card instrument for one or more transactions, where each transaction involves a corresponding customer who has registered a customer funding account with the network service. For each of the transactions, a merchant account is funded using a funding account of the card instrument.

Classes IPC  ?

• G06Q 20/00 - Architectures, schémas ou protocoles de paiement
• G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p.ex. cartes à puces ou cartes magnétiques
• G06Q 20/02 - Architectures, schémas ou protocoles de paiement impliquant un tiers neutre, p.ex. une autorité de certification, un notaire ou un tiers de confiance
• G06Q 20/20 - Systèmes de réseaux présents sur les points de vente

Abrégé

A network service operates to initialize and link a card instrument to a merchant or merchant location, so that the merchant can receive funds the service. One or more requests are detected to use the card instrument for one or more transactions, where each transaction involves a corresponding customer who has registered a customer funding account with the network service. For each of the transactions, a merchant account is funded using a funding account of the card instrument.

Classes IPC  ?

• G06Q 20/28 - Schémas de prépaiement, c. à d. de "paiement préalable"

Abrégé

A service can perform optical character recognition (OCR) on an image of a record to determine a first set of information items about the record. A second set of information items can be identified that are likely part of the record but not determinable from performing OCR on the image. Another resource can be utilized to determine the second set of information items. A classification for the record can be determined based on first and second sets of information items. The record can be associated with a financial resource of the user based at least in part on the classification.

Classes IPC  ?

• G06K 9/18 - Méthodes ou dispositions pour la lecture ou la reconnaissance de caractères imprimés ou écrits ou pour la reconnaissance de formes, p.ex. d'empreintes digitales utilisant des caractères imprimés pourvus de marques de codage additionnelles ou comportant des marques de codage, p.ex. le caractère étant composé de barres distinctes de formes différentes, chacune représentant une valeur de code différente
• G06Q 40/02 - Opérations bancaires, p.ex. calcul d'intérêts ou tenue de compte
• G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives
• G06K 9/03 - Détection ou correction d'erreurs, p.ex. par une seconde exploration

Abrégé

A service can perform optical character recognition (OCR) on an image of a record to determine a first set of information items about the record. A second set of information items can be identified that are likely part of the record but not determinable from performing OCR on the image. Another resource can be utilized to determine the second set of information items. A classification for the record can be determined based on first and second sets of information items. The record can be associated with a financial resource of the user based at least in part on the classification.

Classes IPC  ?

• G06K 9/18 - Méthodes ou dispositions pour la lecture ou la reconnaissance de caractères imprimés ou écrits ou pour la reconnaissance de formes, p.ex. d'empreintes digitales utilisant des caractères imprimés pourvus de marques de codage additionnelles ou comportant des marques de codage, p.ex. le caractère étant composé de barres distinctes de formes différentes, chacune représentant une valeur de code différente
• G06K 9/03 - Détection ou correction d'erreurs, p.ex. par une seconde exploration
• G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives

Produits et services

Providing a website which features on-line non-downloadable software which enables users to perform scanning and character recognition of receipts, odometer readings, and business cards for use in an automated generation of expense reports that are categorized according to individuals, entities, and/or expense categories

Produits et services

Providing temporary use of on-line non-downloadable software for use in the field of accounting; providing temporary use of on-line non-downloadable software for creating and managing expense reports; software as a service (SAAS) services featuring software in the field of accounting; software as a service (SAAS) services featuring software for creating and managing expense reports; technical support services, namely, troubleshooting of computer software problems, web and online application problems, mobile application problems, and network problems