Abrégé

The present invention relates to a financial service method on the basis of electrical energy in an EV ecosystem, and a device for performing the method. The financial service method on the basis of electrical energy in an EV ecosystem may comprise the steps of: receiving, by an EV ecosystem management device, EV eco data from an EV ecosystem participating device; and by the EV ecosystem management device, providing a financial service to the EV ecosystem participating device on the basis of the EV eco data.

Classes IPC  ?

• G06Q 40/03 - Crédits; Prêts; Leur traitement
• G06Q 50/26 - Services gouvernementaux ou services publics
• G06Q 50/06 - Fourniture d'électricité, de gaz ou d'eau
• G06Q 50/40 - Procédés d’affaires s’appliquant à l’industrie du transport (expédition G06Q 10/83)
• G06Q 30/02 - Marketing; Estimation ou détermination des prix; Collecte de fonds

Abrégé

The present invention relates to a method for managing carbon credits in an EV ecosystem and an apparatus for performing such a method. The method for managing carbon credits in an EV ecosystem comprises the steps in which an EV ecosystem-managing device: receives EV eco-data containing activity data of EV ecosystem-participating devices; and generates carbon credits on the basis of the EV eco-data.

Classes IPC  ?

• G06Q 50/40 - Procédés d’affaires s’appliquant à l’industrie du transport (expédition G06Q 10/83)
• G06Q 50/26 - Services gouvernementaux ou services publics
• G06Q 30/06 - Transactions d’achat, de vente ou de crédit-bail
• B60L 53/60 - Surveillance et commande des stations de charge

Abrégé

The present invention relates to a method for determining an electric energy value by considering electric energy usage statistics in an EV eco-system, and a device for performing the method. The method for determining an electric energy value by considering electric energy usage statistics in an EV eco-system may comprise steps in which an EV eco-system management device: determines electric energy usage statistics on the basis of EV eco-data received from each of a plurality of EV charging stations; and determines, by time period, the price at which electric energy is to be sold at each of the plurality of EV charging stations.

Classes IPC  ?

• G06Q 50/40 - Procédés d’affaires s’appliquant à l’industrie du transport (expédition G06Q 10/83)
• G06Q 50/06 - Fourniture d'électricité, de gaz ou d'eau
• B60L 53/64 - Optimisation des coûts énergétiques, p.ex. en répondant aux tarifs d'électricité
• G06F 17/18 - Opérations mathématiques complexes pour l'évaluation de données statistiques
• G06Q 30/02 - Marketing; Estimation ou détermination des prix; Collecte de fonds

Abrégé

The present invention relates to a method for implementing a payment system in an EV echo system, and an apparatus for performing the method. The method for implementing a payment system in an EV echo system may comprise steps in which an EV echo system management device: receives data about E-points in an EV echo ecosystem; and adjusts issuance of E-points on the basis of a set inflation rate.

Classes IPC  ?

• G06Q 20/14 - Architectures de paiement spécialement adaptées aux systèmes de facturation
• G06Q 20/02 - Architectures, schémas ou protocoles de paiement impliquant un tiers neutre, p.ex. une autorité de certification, un notaire ou un tiers de confiance
• G06Q 50/40 - Procédés d’affaires s’appliquant à l’industrie du transport (expédition G06Q 10/83)

Abrégé

The present invention relates to a method for determining the value of electric energy in consideration of a power generation source in an EV ecosystem and a device for performing same. The method for determining the value of electric energy in consideration of a power generation source in an EV ecosystem may comprise: a step in which an EV ecosystem management device determines the incentive of an EV power plant on the basis of a power generation source of the EV power plant; and a step in which the EV ecosystem management device determines the carbon emission right to be allocated to the EV power plant on the basis of the power generation source of the EV power plant.

Classes IPC  ?

• G06Q 50/06 - Fourniture d'électricité, de gaz ou d'eau
• G06Q 50/26 - Services gouvernementaux ou services publics
• B60L 53/50 - Stations de charge caractérisées par des moyens d’emmagasinage ou de production d'énergie

Abrégé

The present invention relates to a method for implementing an electric vehicle (EV) ecosystem and a device for performing the method. The method for implementing an EV ecosystem may comprise the steps of: receiving, by an EV ecosystem management device, EV eco-data from EV ecosystem participant devices; and managing, by the EV ecosystem management device, the EV ecosystem on the basis of the EV eco-data.

Classes IPC  ?

• G06Q 10/08 - Logistique, p.ex. entreposage, chargement ou distribution; Gestion d’inventaires ou de stocks
• B60L 53/80 - Remplacement d'éléments d’emmagasinage d'énergie, p.ex. batteries amovibles
• G06Q 50/26 - Services gouvernementaux ou services publics
• G06Q 30/06 - Transactions d’achat, de vente ou de crédit-bail
• G06Q 30/02 - Marketing; Estimation ou détermination des prix; Collecte de fonds
• G06Q 10/06 - Ressources, gestion de tâches, des ressources humaines ou de projets; Planification d’entreprise ou d’organisation; Modélisation d’entreprise ou d’organisation

Abrégé

The present invention relates to a battery misuse management method and a device for performing the method. The battery misuse management method may comprise steps in which: a battery misuse determination device determines battery misuse; and a battery deactivation device deactivates the operation of the battery determined to be misused.

Classes IPC  ?

• G06Q 50/30 - Transport; Communications
• G06Q 50/26 - Services gouvernementaux ou services publics
• G06Q 10/00 - Administration; Gestion
• G01R 31/392 - Détermination du vieillissement ou de la dégradation de la batterie, p.ex. état de santé
• B60L 58/10 - Procédés ou agencements de circuits pour surveiller ou commander des batteries ou des piles à combustible, spécialement adaptés pour des véhicules électriques pour la surveillance et la commande des batteries

Abrégé

The present invention relates to a method for providing an electric vehicle-based finance service and a finance service system for performing same method. The method for providing an electric vehicle-based finance service may comprise the steps in which: an electric vehicle finance product generation device generates an electric vehicle-based finance product; and a residual value risk management device adjusts risk of the finance product on the basis of battery value evaluation data.

Classes IPC  ?

• G06Q 40/00 - Finance; Assurance; Stratégies fiscales; Traitement des impôts sur les sociétés ou sur le revenu
• G06Q 30/02 - Marketing; Estimation ou détermination des prix; Collecte de fonds
• G06Q 10/06 - Ressources, gestion de tâches, des ressources humaines ou de projets; Planification d’entreprise ou d’organisation; Modélisation d’entreprise ou d’organisation
• G06Q 50/30 - Transport; Communications
• G06Q 50/26 - Services gouvernementaux ou services publics
• G06Q 30/06 - Transactions d’achat, de vente ou de crédit-bail
• G06N 20/00 - Apprentissage automatique

Abrégé

The present invention relates to a battery history management method and a device for performing same. The battery history management method may include the steps in which: a battery history management device generates a battery non-fungible token (NFT) on the basis of a blockchain; and the battery history management device generates battery value evaluation data corresponding to the battery NFT to record the battery value evaluation data on the blockchain.

Classes IPC  ?

• G06Q 50/30 - Transport; Communications
• G06Q 50/10 - Services
• B60L 58/10 - Procédés ou agencements de circuits pour surveiller ou commander des batteries ou des piles à combustible, spécialement adaptés pour des véhicules électriques pour la surveillance et la commande des batteries
• G06Q 10/00 - Administration; Gestion
• G01R 31/392 - Détermination du vieillissement ou de la dégradation de la batterie, p.ex. état de santé

Abrégé

The present invention relates to a method for providing a financial service through a financial service matrix based on an electric vehicle residual value, and a financial service system for performing the method. The method for providing a financial service through a financial service matrix based on an electric vehicle residual value comprises steps in which: a dynamic battery residual value determination device determines an electric vehicle residual value variable on the basis of the value of an electric vehicle battery; and an electric vehicle financial product creation device creates an electric-vehicle-based financial product, wherein the financial product is created on the basis of a financial product creation matrix, and the financial product creation matrix can be created on the basis of the electric vehicle residual value variable and an electric vehicle return option variable.

Classes IPC  ?

• G06Q 40/00 - Finance; Assurance; Stratégies fiscales; Traitement des impôts sur les sociétés ou sur le revenu
• G06Q 30/02 - Marketing; Estimation ou détermination des prix; Collecte de fonds
• G06Q 10/06 - Ressources, gestion de tâches, des ressources humaines ou de projets; Planification d’entreprise ou d’organisation; Modélisation d’entreprise ou d’organisation
• G06Q 50/30 - Transport; Communications
• G06Q 30/06 - Transactions d’achat, de vente ou de crédit-bail
• G06N 20/00 - Apprentissage automatique

Abrégé

The present invention relates to a battery value securitization method and a device for performing the method. The battery value securitization method may comprise steps in which: a battery value evaluation device evaluates the value of a battery so as to generate battery value data; a battery value securitization device securitizes the battery value on the basis of the battery value data so as to generate units of battery trading; and a battery trading device trades the units of battery trading.

Classes IPC  ?

• G06Q 30/02 - Marketing; Estimation ou détermination des prix; Collecte de fonds
• G06Q 40/03 - Crédits; Prêts; Leur traitement
• G06Q 10/06 - Ressources, gestion de tâches, des ressources humaines ou de projets; Planification d’entreprise ou d’organisation; Modélisation d’entreprise ou d’organisation
• H04L 9/00 - Dispositions pour les communications secrètes ou protégées; Protocoles réseaux de sécurité

Abrégé

The present invention relates to a method for configuring a data economy for a financial service and a device for performing same. The method for configuring a data economy for a financial service may comprise the steps in which: a data input unit of a financial service-providing device receives financial data; a data economy determination unit of the financial service-providing device determines a data economy on the basis of the financial data; and a segment determination unit of the financial service-providing device determines, on the basis of the data economy, a segment to which a financial policy will be applied.

Classes IPC  ?

• G06Q 40/00 - Finance; Assurance; Stratégies fiscales; Traitement des impôts sur les sociétés ou sur le revenu
• G06Q 10/06 - Ressources, gestion de tâches, des ressources humaines ou de projets; Planification d’entreprise ou d’organisation; Modélisation d’entreprise ou d’organisation

Abrégé

The present invention relates to a method for measuring the value of financial data in a data economy and a device for performing same. The method for measuring the value of financial data in a data economy may include the steps in which: a data economy determination device determines a data economy; and a data value determination device determines the value of data generated in the data economy.

Classes IPC  ?

• G06Q 40/00 - Finance; Assurance; Stratégies fiscales; Traitement des impôts sur les sociétés ou sur le revenu
• G06Q 30/02 - Marketing; Estimation ou détermination des prix; Collecte de fonds
• G06Q 10/06 - Ressources, gestion de tâches, des ressources humaines ou de projets; Planification d’entreprise ou d’organisation; Modélisation d’entreprise ou d’organisation

Abrégé

The present invention relates to a method for evaluating the collateral value of a product in a metaverse warehouse, and a device for performing the method. The method for evaluating the collateral value of a product in a metaverse warehouse comprises the steps in which a device for evaluating the collateral value of the product receives product distribution data; and determines data about the collateral value of the product on the basis of the product distribution data, wherein the product distribution data can include product receipt data, product shipment data, and product storage data generated in the metaverse warehouse.

Classes IPC  ?

• G06Q 40/03 - Crédits; Prêts; Leur traitement
• G06T 19/00 - Transformation de modèles ou d'images tridimensionnels [3D] pour infographie
• G06Q 30/02 - Marketing; Estimation ou détermination des prix; Collecte de fonds
• G06Q 10/08 - Logistique, p.ex. entreposage, chargement ou distribution; Gestion d’inventaires ou de stocks
• H04L 9/00 - Dispositions pour les communications secrètes ou protégées; Protocoles réseaux de sécurité

Abrégé

The present invention relates to a method for registering and verifying a product in a metaverse warehouse, and a device for performing the method. A method for registering and verifying a product in a metaverse warehouse may comprise the steps in which: a product registration system performs, on the basis of supply chain data generated by means of a supply chain data processing device, a product registration procedure for a product received in a warehouse; and a product verification system performs a product verification procedure for the product on the basis of the supply chain data.

Classes IPC  ?

• G06Q 50/10 - Services
• G06Q 10/08 - Logistique, p.ex. entreposage, chargement ou distribution; Gestion d’inventaires ou de stocks
• G06Q 10/06 - Ressources, gestion de tâches, des ressources humaines ou de projets; Planification d’entreprise ou d’organisation; Modélisation d’entreprise ou d’organisation
• G06Q 30/06 - Transactions d’achat, de vente ou de crédit-bail

Abrégé

The present invention relates to a method for managing product distribution in a metaverse warehouse and a device for performing same. The method for managing product distribution in a metaverse warehouse may include the steps in which: a product distribution management device collects product distribution information according to a product receipt procedure, a product storage procedure, and a product release procedure based on blockchain; and a product distribution device provides product management information for each seller on the basis of the product distribution information.

Classes IPC  ?

• G06Q 10/08 - Logistique, p.ex. entreposage, chargement ou distribution; Gestion d’inventaires ou de stocks
• G06Q 10/06 - Ressources, gestion de tâches, des ressources humaines ou de projets; Planification d’entreprise ou d’organisation; Modélisation d’entreprise ou d’organisation
• G06Q 10/10 - Bureautique; Gestion du temps
• H04L 9/00 - Dispositions pour les communications secrètes ou protégées; Protocoles réseaux de sécurité

Abrégé

The present invention relates to a method for a financial service based on product distribution data on a metaverse and an apparatus performing the method. The method for a financial service based on product distribution data on a metaverse may comprise the steps of: a second metaverse implementation apparatus providing a first dimensional financial service; and the second metaverse implementation apparatus providing a second dimensional financial service.

Classes IPC  ?

• G06Q 40/02 - Opérations bancaires, p.ex. calcul d'intérêts ou tenue de compte
• G06Q 30/02 - Marketing; Estimation ou détermination des prix; Collecte de fonds
• H04L 9/00 - Dispositions pour les communications secrètes ou protégées; Protocoles réseaux de sécurité
• H04L 9/06 - Dispositions pour les communications secrètes ou protégées; Protocoles réseaux de sécurité l'appareil de chiffrement utilisant des registres à décalage ou des mémoires pour le codage par blocs, p.ex. système DES
• G06T 19/00 - Transformation de modèles ou d'images tridimensionnels [3D] pour infographie
• G06Q 10/06 - Ressources, gestion de tâches, des ressources humaines ou de projets; Planification d’entreprise ou d’organisation; Modélisation d’entreprise ou d’organisation

Abrégé

The present invention relates to a method for evaluating the collateral value of a product in metaverses and a device performing same. The method for evaluating the collateral value of a product in metaverses may comprise the steps in which a second metaverse generation device: determines the current collateral value of the product on the basis of distribution data in a first metaverse; determines a predicted collateral value of the product on the basis of the distribution data in the first metaverse; and determines the collateral value of the product on the basis of the current collateral value of the product and the predicted collateral value of the product.

Classes IPC  ?

• G06Q 30/02 - Marketing; Estimation ou détermination des prix; Collecte de fonds
• G06Q 40/02 - Opérations bancaires, p.ex. calcul d'intérêts ou tenue de compte
• G06T 19/00 - Transformation de modèles ou d'images tridimensionnels [3D] pour infographie
• H04L 9/00 - Dispositions pour les communications secrètes ou protégées; Protocoles réseaux de sécurité
• G06Q 20/06 - Circuits privés de paiement, p.ex. impliquant de la monnaie électronique utilisée uniquement entre les participants à un programme commun de paiement

Abrégé

The present invention relates to a method for providing a secondhand battery guarantee insurance product on the basis of a result of determining an e-mobility battery value, and an apparatus for performing the method. The method for providing a secondhand battery guarantee insurance product on the basis of a result of determining a battery value may comprise the steps in which: a secondhand battery value data receiving unit receives secondhand battery value data that is battery value data of a secondhand battery; a secondhand battery predicted depreciation rate determining unit determines a secondhand battery predicted depreciation rate of the secondhand battery; and a guarantee insurance product generating unit generates a guarantee insurance product on the basis of the secondhand battery value data and the secondhand battery predicted depreciation rate.

Classes IPC  ?

• G06Q 40/08 - Assurance
• G06Q 30/02 - Marketing; Estimation ou détermination des prix; Collecte de fonds
• B60L 3/00 - Dispositifs électriques de sécurité sur véhicules propulsés électriquement; Contrôle des paramètres de fonctionnement, p.ex. de la vitesse, de la décélération ou de la consommation d’énergie
• B60L 58/18 - Procédés ou agencements de circuits pour surveiller ou commander des batteries ou des piles à combustible, spécialement adaptés pour des véhicules électriques pour la surveillance et la commande des batteries de plusieurs modules de batterie
• G06N 20/00 - Apprentissage automatique

Abrégé

The present invention relates to a method for generating and managing product distribution data in metaverses and a device for performing same. The method for generating and managing product distribution data in metaverses may comprise the steps in which a first metaverse generation device: generates non-fungible token (NFT)-based product distribution data for a first type of product; generates fungible token (FT)-based product distribution data for a second type of product; and generates a first metaverse related to a supply chain service on the basis of the NFT-based product distribution data and FT-based product distribution data.

Classes IPC  ?

• G06Q 10/08 - Logistique, p.ex. entreposage, chargement ou distribution; Gestion d’inventaires ou de stocks
• G06Q 10/06 - Ressources, gestion de tâches, des ressources humaines ou de projets; Planification d’entreprise ou d’organisation; Modélisation d’entreprise ou d’organisation
• G06Q 20/36 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des portefeuilles électroniques ou coffres-forts électroniques
• G06F 21/64 - Protection de l’intégrité des données, p.ex. par sommes de contrôle, certificats ou signatures
• H04L 9/00 - Dispositions pour les communications secrètes ou protégées; Protocoles réseaux de sécurité
• G06Q 30/06 - Transactions d’achat, de vente ou de crédit-bail

Abrégé

The present invention relates to a method for setting a battery portfolio for providing a financial service on the basis of a result of determining the value of an e-mobility battery and to an apparatus for performing same method. The method for setting a battery portfolio for providing a financial service may comprise the steps in which: a device for generating a battery portfolio receives information on a target battery that is a target of a financial service; and the device for generating a battery portfolio generates a battery portfolio through classification of the target battery.

Classes IPC  ?

• G06Q 40/06 - Gestion de biens; Planification ou analyse financières
• G06Q 30/02 - Marketing; Estimation ou détermination des prix; Collecte de fonds
• G06Q 50/30 - Transport; Communications

Abrégé

The present invention relates to a method for providing a financial service on the basis of a result of determining a battery value, and an apparatus for performing the method. The method for providing a financial service on the basis of a result of determining a battery value may comprise the steps in which: a financial service providing apparatus generates a battery portfolio; the financial service providing apparatus determines battery portfolio value evaluation information of the battery portfolio and a battery portfolio predicted depreciation rate; and the financial service providing apparatus generates a financial product on the basis of the battery portfolio value evaluation information and the battery portfolio predicted depreciation rate.

Classes IPC  ?

• G06Q 40/06 - Gestion de biens; Planification ou analyse financières
• G06Q 40/03 - Crédits; Prêts; Leur traitement
• G06Q 30/02 - Marketing; Estimation ou détermination des prix; Collecte de fonds
• B60L 3/00 - Dispositifs électriques de sécurité sur véhicules propulsés électriquement; Contrôle des paramètres de fonctionnement, p.ex. de la vitesse, de la décélération ou de la consommation d’énergie

Abrégé

The present invention relates to a method for implementing a supply chain service and a financial service on a metaverse and a device for performing the method. The method for implementing a supply chain service and a financial service on a metaverse may comprise the steps in which: a first metaverse implementation device implements a first metaverse related to a supply chain service; a second metaverse implementation device implements a second metaverse related to a financial service; and an inter-metaverse linkage network implementation device links the first metaverse and the second metaverse.

Classes IPC  ?

• G06Q 30/06 - Transactions d’achat, de vente ou de crédit-bail
• G06Q 10/06 - Ressources, gestion de tâches, des ressources humaines ou de projets; Planification d’entreprise ou d’organisation; Modélisation d’entreprise ou d’organisation
• G06Q 40/02 - Opérations bancaires, p.ex. calcul d'intérêts ou tenue de compte
• G06T 19/00 - Transformation de modèles ou d'images tridimensionnels [3D] pour infographie
• G06T 13/40 - Animation tridimensionnelle [3D] de personnages, p.ex. d’êtres humains, d’animaux ou d’êtres virtuels
• H04L 9/00 - Dispositions pour les communications secrètes ou protégées; Protocoles réseaux de sécurité
• G06Q 40/06 - Gestion de biens; Planification ou analyse financières

Abrégé

The present invention relates to a method by which a credit bureau (CB) company receives battery information of e-mobility in real time and determines a battery value, and an apparatus performing the method. The method by which a CB company receives battery information of e-mobility in real time and determines a battery value may comprise the steps of: a battery value evaluation server receiving first battery value evaluation data from a vehicle and determining first battery value data; the battery value evaluation server receiving second battery value evaluation data from an external server and determining second battery value data; and the battery value evaluation server determining battery value data on the basis of the first battery value data and the second battery value data.

Classes IPC  ?

• G06Q 10/06 - Ressources, gestion de tâches, des ressources humaines ou de projets; Planification d’entreprise ou d’organisation; Modélisation d’entreprise ou d’organisation
• G06Q 50/30 - Transport; Communications
• G01R 31/367 - Logiciels à cet effet, p.ex. pour le test des batteries en utilisant une modélisation ou des tables de correspondance
• G01R 31/392 - Détermination du vieillissement ou de la dégradation de la batterie, p.ex. état de santé
• G01R 31/382 - Dispositions pour la surveillance de variables des batteries ou des accumulateurs, p.ex. état de charge
• G07C 5/00 - Enregistrement ou indication du fonctionnement de véhicules
• G07C 5/02 - Enregistrement ou indication du temps de circulation, de fonctionnement, d'arrêt ou d'attente uniquement

Abrégé

The present invention relates to a method and apparatus for updating or replacing a credit evaluation model. The method for updating or replacing a credit evaluation comprises the steps of: generating, by an artificial intelligence engine generation unit, a plurality of artificial intelligence engines for credit evaluation; generating, by a credit evaluation model generation unit, a credit evaluation model on the basis of the plurality of artificial intelligence engines; and generating, by a credit evaluation unit, credit evaluation data for a seller on the basis of the credit evaluation model, wherein the credit evaluation model is generated on the basis of scaling and/or layering of the plurality of artificial intelligence engines, and evaluation of the credit evaluation model may be performed on the basis of a core module, a related module, and a non-core module constituting the credit evaluation model.

Classes IPC  ?

• G06Q 40/03 - Crédits; Prêts; Leur traitement
• G06N 20/00 - Apprentissage automatique
• G06Q 10/06 - Ressources, gestion de tâches, des ressources humaines ou de projets; Planification d’entreprise ou d’organisation; Modélisation d’entreprise ou d’organisation

Abrégé

The present invention relates to a method and an apparatus for generating an artificial intelligence-based credit evaluation model. The artificial intelligence-based credit evaluation model generation method may comprise the steps of: generating, by an artificial intelligence engine generation unit, multiple artificial intelligence engines for credit evaluation; generating, by a credit evaluation model generation unit, a credit evaluation model on the basis of the multiple artificial intelligence engines; and generating, by a credit evaluation unit, credit evaluation data for a seller on the basis of the credit evaluation model, wherein the credit evaluation model is generated on the basis of the expansion and layering of the multiple artificial intelligence engines.

Classes IPC  ?

• G06Q 40/03 - Crédits; Prêts; Leur traitement
• G06N 20/00 - Apprentissage automatique
• G06Q 10/06 - Ressources, gestion de tâches, des ressources humaines ou de projets; Planification d’entreprise ou d’organisation; Modélisation d’entreprise ou d’organisation

Abrégé

The present invention relates to a credit evaluation method based on order data generated between online sellers and consumers in an order management system (OMS), and an apparatus for performing the method. The credit evaluation method based on order data generated between online sellers and consumers in an OMS comprises steps in which: a credit rating basic data collection unit collects credit rating basic data for rating the credit of a seller; a credit rating basic data preprocessing unit preprocesses the collected credit rating basic data; a credit rating basic data learning unit generates, on the basis of the preprocessed credit rating basic data, an artificial intelligence engine for rating the credit of the seller; and a credit rating unit determines credit rating data of the seller on the basis of the artificial intelligence engine.

Classes IPC  ?

• G06Q 40/03 - Crédits; Prêts; Leur traitement
• G06Q 30/02 - Marketing; Estimation ou détermination des prix; Collecte de fonds
• G06Q 30/06 - Transactions d’achat, de vente ou de crédit-bail
• G06Q 10/08 - Logistique, p.ex. entreposage, chargement ou distribution; Gestion d’inventaires ou de stocks
• G06Q 10/06 - Ressources, gestion de tâches, des ressources humaines ou de projets; Planification d’entreprise ou d’organisation; Modélisation d’entreprise ou d’organisation
• G06N 20/00 - Apprentissage automatique

Abrégé

The present invention relates to a method of evaluating credit on the basis of data generated in an e-commerce logistics movement process of a warehouse management system (WMS), and a device for performing same method. The method of evaluating credit on the basis of data generated in an e-commerce logistics movement process of the WMS may comprise the steps in which: a credit evaluation basic data collection unit collects credit evaluation basic data for credit evaluation of a seller; a credit evaluation basic data pre-processing unit performs pre-processing of the collected credit evaluation basic data; a credit evaluation basic data learning unit generates an artificial intelligence engine for credit evaluation of the seller on the basis of the pre-processed credit evaluation basic data; and a credit evaluation unit determines credit evaluation data of the seller on the basis of the artificial intelligence engine.

Classes IPC  ?

• G06Q 40/03 - Crédits; Prêts; Leur traitement
• G06Q 10/08 - Logistique, p.ex. entreposage, chargement ou distribution; Gestion d’inventaires ou de stocks
• G06Q 30/02 - Marketing; Estimation ou détermination des prix; Collecte de fonds
• G06Q 10/06 - Ressources, gestion de tâches, des ressources humaines ou de projets; Planification d’entreprise ou d’organisation; Modélisation d’entreprise ou d’organisation
• G06N 20/00 - Apprentissage automatique

Abrégé

The present invention relates to a credit evaluation method based on end-to-end data generated during purchase, sale, inventory, logistics, distribution, and settlement of an e-commerce solution, and an apparatus for performing the method. The credit evaluation method based on end-to-end data generated during purchase, sale,　 inventory,　 logistics,　 distribution, and settlement of an e-commerce solution may comprise: a step in which a credit evaluation raw data collection unit collects credit evaluation raw data for a seller's credit evaluation; a step in which a credit evaluation raw data pre-processing unit pre-processes the collected credit evaluation raw data; a step in which a credit evaluation raw data learning unit generates an artificial intelligence engine for the seller's credit evaluation on the basis of the pre-processed credit evaluation raw data; and a step in which a credit evaluation unit determines credit evaluation data of the seller on the basis of the artificial intelligence engine.

Classes IPC  ?

• G06Q 40/03 - Crédits; Prêts; Leur traitement
• G06Q 30/02 - Marketing; Estimation ou détermination des prix; Collecte de fonds
• G06Q 10/08 - Logistique, p.ex. entreposage, chargement ou distribution; Gestion d’inventaires ou de stocks
• G06Q 10/06 - Ressources, gestion de tâches, des ressources humaines ou de projets; Planification d’entreprise ou d’organisation; Modélisation d’entreprise ou d’organisation
• G06N 20/00 - Apprentissage automatique

Abrégé

The present invention relates to a method for rating credit by considering external data, and an apparatus for performing same. The method for rating credit by considering external data comprises steps in which: a credit rating basic data collection unit collects credit rating basic data for a credit rating of a seller; a credit rating basic data pre-processing unit pre-processes the collected credit rating basic data; a credit rating basic data learning unit generates an artificial intelligence engine for the credit rating of the seller on the basis of the pre-processed credit rating basic data; and a credit rating unit determines credit rating data on the seller on the basis of the artificial intelligence engine.

Classes IPC  ?

• G06Q 40/03 - Crédits; Prêts; Leur traitement
• G06Q 30/02 - Marketing; Estimation ou détermination des prix; Collecte de fonds
• G06Q 10/06 - Ressources, gestion de tâches, des ressources humaines ou de projets; Planification d’entreprise ou d’organisation; Modélisation d’entreprise ou d’organisation
• G06N 20/00 - Apprentissage automatique

Abrégé

A financial information generation method performed by a financial information generation device according to an embodiment comprises the steps of: acquiring personal information about a financial customer; acquiring location information about a mobile terminal of the financial customer; and generating a verification result for the personal information on the basis of the location information and providing the verification result as financial information.

Classes IPC  ?

• G06Q 40/03 - Crédits; Prêts; Leur traitement
• G06Q 40/06 - Gestion de biens; Planification ou analyse financières
• G06Q 30/02 - Marketing; Estimation ou détermination des prix; Collecte de fonds
• H04W 4/029 - Services de gestion ou de suivi basés sur la localisation

Abrégé

The present invention relates to a method for determining an e-commerce data-based credit assessment scorecard and a device performing the method. The method for determining an e-commerce data-based credit assessment scorecard may include the steps in which: a primary candidate scorecard determination unit combines multiple pieces of credit assessment basic data to determine multiple primary candidate scorecards including multiple pieces of different credit assessment basic data; a primary candidate artificial intelligence engine generation unit generates primary candidate artificial intelligence engines trained on the basis of the multiple primary candidate scorecards; and a secondary candidate artificial intelligence engine generation unit determines an artificial intelligence engine having reliability greater than or equal to critical reliability among the primary candidate artificial intelligence engines as a secondary candidate artificial intelligence engine.

Classes IPC  ?

• G06Q 30/06 - Transactions d’achat, de vente ou de crédit-bail
• G06Q 30/02 - Marketing; Estimation ou détermination des prix; Collecte de fonds
• G06Q 40/02 - Opérations bancaires, p.ex. calcul d'intérêts ou tenue de compte

Abrégé

The present invention relates to a credit bureau (CB) company credit evaluation model generation and management automation method, and an apparatus for performing the same method. The CB company credit evaluation model generation and management automation method may comprise the steps of: generating, by an artificial intelligence engine generation unit, a plurality of artificial intelligence engines for credit evaluation; generating, by a credit evaluation model generation unit, a credit evaluation model on the basis of the plurality of artificial intelligence engines; generating, by a credit evaluation unit, credit evaluation data for a seller on the basis of the credit evaluation model; and performing, by a credit evaluation model management unit, management on the credit evaluation model.

Classes IPC  ?

• G06Q 40/02 - Opérations bancaires, p.ex. calcul d'intérêts ou tenue de compte
• G06Q 10/06 - Ressources, gestion de tâches, des ressources humaines ou de projets; Planification d’entreprise ou d’organisation; Modélisation d’entreprise ou d’organisation

Abrégé

The present invention relates to a credit rating method based on data collected by an ecommerce sales and distribution management system platform and a device for performing same. A credit rating method for a seller may comprise the steps in which: a credit rating basic data collection unit collects credit rating basic data for rating the credit of the seller; a credit rating basic data preprocessing unit preprocesses the collected credit rating basic data; a credit rating basic data learning unit generates, on the basis of the preprocessed credit rating basic data, an artificial intelligence engine for rating the credit of the seller; and a credit rating unit determines credit rating data of the seller on the basis of the artificial intelligence engine.

Classes IPC  ?

• G06Q 30/06 - Transactions d’achat, de vente ou de crédit-bail
• G06Q 30/02 - Marketing; Estimation ou détermination des prix; Collecte de fonds
• G06Q 40/02 - Opérations bancaires, p.ex. calcul d'intérêts ou tenue de compte

Abrégé

The present invention relates to a method for providing a financial service based on supply chain data, and an apparatus performing the method. The method for providing a financial service based on supply chain data may comprise the steps of: a financial risk reception unit receiving a financial risk; a seller financial data reception unit receiving seller financial data; an accounts receivable data reception unit receiving accounts receivable data of a seller; and a seller financial product determination unit determining a financial product for the seller.

Classes IPC  ?

• G06Q 40/00 - Finance; Assurance; Stratégies fiscales; Traitement des impôts sur les sociétés ou sur le revenu
• G06Q 30/02 - Marketing; Estimation ou détermination des prix; Collecte de fonds

Abrégé

The present invention relates to a method for evaluating values of a financial model and financial data for a financial service, and an apparatus performing the method. The method for evaluating values of a financial model and financial data for a financial service may comprise the steps of: a data value measurement unit determining a first data value that is on the basis of a financial segment data group of a financial segment group; the data value measurement unit determining a second data value that is on the basis of financial segment data of a financial segment; the data value measurement unit determining a third data value that is on the basis of financial segment data of a lower financial segment; and the data value measurement unit determining a value of financial segment data on the basis of the first data value, the second data value, and the third data value.

Classes IPC  ?

• G06Q 40/00 - Finance; Assurance; Stratégies fiscales; Traitement des impôts sur les sociétés ou sur le revenu
• G06Q 10/06 - Ressources, gestion de tâches, des ressources humaines ou de projets; Planification d’entreprise ou d’organisation; Modélisation d’entreprise ou d’organisation
• G06N 20/20 - Techniques d’ensemble en apprentissage automatique

Abrégé

The present invention relates to a battery lifespan prediction method and a device for performing same. The battery lifespan prediction method comprises the steps of: collecting battery information by a battery information collection unit; generating first battery value data by a first battery value judgment unit; generating second battery value data by a second battery value judgment unit; and determining a battery value on the basis of the first battery value data and the second battery value data by a battery value determination unit, wherein the first battery value data may be a battery value determined on the basis of a battery diagnosis test, and the second battery value data may be a battery value determined on the basis of vehicle data.

Classes IPC  ?

• G01R 31/367 - Logiciels à cet effet, p.ex. pour le test des batteries en utilisant une modélisation ou des tables de correspondance
• G01R 31/382 - Dispositions pour la surveillance de variables des batteries ou des accumulateurs, p.ex. état de charge
• G01R 31/392 - Détermination du vieillissement ou de la dégradation de la batterie, p.ex. état de santé
• B60L 58/10 - Procédés ou agencements de circuits pour surveiller ou commander des batteries ou des piles à combustible, spécialement adaptés pour des véhicules électriques pour la surveillance et la commande des batteries
• G07C 5/08 - Enregistrement ou indication de données de marche autres que le temps de circulation, de fonctionnement, d'arrêt ou d'attente, avec ou sans enregistrement des temps de circulation, de fonctionnement, d'arrêt ou d'attente

Produits et services

Database management software; mobile applications software for smart phones; computer hardware for artificial intelligence services; software for artificial intelligence services; artificial intelligence computer server; computer software relating to the handling of financial transactions; computer software relating to financial services; computer software relating to financial service based on artificial intelligence; computer software relating to financial risk management; computer software relating to financial transaction analysis. Providing information, consultancy and advice in the field of finance; e-wallet payment services; insurance services; credit risk management; on-line financial transactions; financial management; financial risk management service; financial service based on artificial intelligence; financial transaction analysis service; providing financial service based on artificial intelligence software via a website; providing financial risk management services via a website; providing financial transaction analysis services via a website. Engineering surveying; design of information systems relating to finance; development of operating system software; providing artificial intelligence software services via a website; server hosting for artificial intelligence services; consulting services of computer software system solutions for artificial intelligence services; development of financial risk management software; development of financial services software based on artificial intelligence; development of financial transaction analysis software.