Bestow Inc.

United States of America

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IP Type
        Trademark 8
        Patent 6
Jurisdiction
        United States 12
        World 1
        Canada 1
Date
2026 July 1
2026 May 2
2026 (YTD) 3
2025 3
2023 6
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IPC Class
G06Q 40/08 - Insurance 6
G06F 11/34 - Recording or statistical evaluation of computer activity, e.g. of down time, of input/output operation 4
G06F 11/362 - Debugging of software 4
G06F 16/25 - Integrating or interfacing systems involving database management systems 4
G06Q 10/10 - Office automationTime management 4
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NICE Class
42 - Scientific, technological and industrial services, research and design 6
36 - Financial, insurance and real estate services 2
Status
Pending 5
Registered / In Force 9

1.

BUILT FOR LIFE

      
Serial Number 50020440
Status Pending
Filing Date 2026-07-29
Owner BESTOW INC. (USA)
NICE Classes  ? 42 - Scientific, technological and industrial services, research and design

Goods & Services

Software as a service (SAAS) services featuring software for viewing, personalizing, promoting, buying, applying, selling, underwriting, administering and managing insurance products; Software as a service (SAAS) services featuring software for use in quoting, offering, underwriting, binding, managing and administering life insurance and annuity products in the insurance industry; Software as a service (SAAS) services featuring software for enabling third parties to provide quoting, application taking, underwriting, insurance eligibility review, issuance and policy management; Platform as a service (PAAS) featuring computer software platforms for viewing, personalizing, promoting, buying, applying, selling, quoting, offering, conducting insurance eligibility review of, underwriting, binding, issuing, managing, and administering insurance products in the insurance industry; Software as a service (SAAS) services featuring software for viewing, personalizing, promoting, buying, applying, selling, quoting, offering, conducting insurance eligibility review of, underwriting, binding, issuing, managing, and administering insurance products in the insurance industry; Software as a service (SAAS) services featuring software for viewing, personalizing, promoting, buying, applying, selling, quoting, application taking, underwriting, conducting insurance eligibility review, issuance and policy management

2.

GRACE

      
Serial Number 99839997
Status Pending
Filing Date 2026-05-22
Owner BESTOW INC. (USA)
NICE Classes  ? 42 - Scientific, technological and industrial services, research and design

Goods & Services

Providing temporary use of online non-downloadable chatbot software for third party administration (TPA) support

3.

MAE

      
Serial Number 99836198
Status Pending
Filing Date 2026-05-20
Owner BESTOW INC. (USA)
NICE Classes  ? 42 - Scientific, technological and industrial services, research and design

Goods & Services

Providing temporary use of online non-downloadable chatbot software for third party administration (TPA) support

4.

REFERRAL SERVICE FOR CONTENT AUTHENTICATION AND DELIVERY

      
Application Number 19264177
Status Pending
Filing Date 2025-07-09
First Publication Date 2025-10-30
Owner Bestow Inc. (USA)
Inventor Ranginwala, Asim

Abstract

In general, this disclosure involves systems, software, and computer implemented methods including receiving customer information and a set of agent credentials from an agent system at an integration platform. The integration platform verifies the agent credentials and generates a referral token identifying a landing site defined by an external system. A is generated digital application based on a workflow that is defined by the external system and pre-populates at least a portion of the digital application with the customer information. The integration platform sends the pre-populated digital application to the external system for hosting at the landing site, and further sends a URL to the agent system. The URL includes the referral token, and information that directs the customer to the pre-populated digital application on the landing site. The integration platform stores the token in a repository of used token, and associates the referral token with the agent user.

IPC Classes  ?

  • G06Q 40/08 - Insurance
  • G06F 11/34 - Recording or statistical evaluation of computer activity, e.g. of down time, of input/output operation
  • G06F 11/362 - Debugging of software
  • G06F 16/25 - Integrating or interfacing systems involving database management systems
  • G06Q 10/10 - Office automationTime management
  • G06Q 20/40 - Authorisation, e.g. identification of payer or payee, verification of customer or shop credentialsReview and approval of payers, e.g. check of credit lines or negative lists

5.

BESTOW

      
Serial Number 99276754
Status Registered
Filing Date 2025-07-10
Registration Date 2026-03-10
Owner BESTOW INC. (USA)
NICE Classes  ? 42 - Scientific, technological and industrial services, research and design

Goods & Services

software as a service (saas) services featuring software for use in viewing, personalizing, promoting, buying, applying, selling, quoting, offering, underwriting, binding, managing and administering life insurance, health insurance, and annuity products in the insurance industry; Software as a service (SAAS) services featuring software for use in viewing, personalizing, promoting, buying, applying, selling, quoting, offering, conducting insurance eligibility review of, underwriting, binding, issuing, managing, and administering insurance products in the insurance industry; software as a service (saas) services featuring software for viewing, personalizing, promoting, buying, applying, selling, quoting, application taking, underwriting, conducting insurance eligibility review, issuance and policy management for life insurance, health insurance, and annuity products

6.

BESTOW

      
Serial Number 99276768
Status Registered
Filing Date 2025-07-10
Registration Date 2026-03-10
Owner BESTOW INC. (USA)
NICE Classes  ? 42 - Scientific, technological and industrial services, research and design

Goods & Services

software as a service (saas) services featuring software for use in viewing, personalizing, promoting, buying, applying, selling, quoting, offering, underwriting, binding, managing and administering life insurance, health insurance, and annuity products in the insurance industry; Software as a service (SAAS) services featuring software for use in viewing, personalizing, promoting, buying, applying, selling, quoting, offering, conducting insurance eligibility review of, underwriting, binding, issuing, managing, and administering insurance products in the insurance industry; software as a service (saas) services featuring software for viewing, personalizing, promoting, buying, applying, selling, quoting, application taking, underwriting, conducting insurance eligibility review, issuance and policy management for life insurance, health insurance, and annuity products

7.

Immutable workflows for the encapsulation and modularization of processes

      
Application Number 18145786
Grant Number 12243103
Status In Force
Filing Date 2022-12-22
First Publication Date 2023-11-30
Grant Date 2025-03-04
Owner Bestow Inc. (USA)
Inventor
  • Tsuchiyama, Scott
  • Planchard, Matthew
  • Ranginwala, Asim

Abstract

In general, this disclosure involves systems, software, and computer implemented methods including receiving a workflow defining (1) a plurality of parameters to be defined during completion of a digital applications, (2) a sequence of operations, and (3) one or more evaluation rules, the workflow having been defined by an external system and received at an integration platform. An application service generates a digital application based on the workflow, the digital application including a reference to the workflow. The integration platform can cause a locked workflow to be immutably stored in a repository at the integration platform. The integration platform sends the digital application to a client device, the digital application configured to be presented on the client device in accordance with the sequence of operations.

IPC Classes  ?

  • G06Q 40/08 - Insurance
  • G06F 11/34 - Recording or statistical evaluation of computer activity, e.g. of down time, of input/output operation
  • G06F 11/362 - Debugging of software
  • G06F 16/25 - Integrating or interfacing systems involving database management systems
  • G06Q 10/10 - Office automationTime management
  • G06Q 20/40 - Authorisation, e.g. identification of payer or payee, verification of customer or shop credentialsReview and approval of payers, e.g. check of credit lines or negative lists

8.

EVENT SOURCING

      
Application Number US2023023463
Publication Number 2023/230198
Status In Force
Filing Date 2023-05-25
Publication Date 2023-11-30
Owner BESTOW INC. (USA)
Inventor
  • Tsuchiyma, Scott
  • Planchard, Matthew
  • Ranginwala, Asim
  • Tokarev, Eugene
  • Katychev, Mikhail

Abstract

In general, this disclosure involves systems, software, and computer implemented methods including receiving a mutate command instructing the modification of an object from a first state to a econd state and accessing an event log including an origin state of the object, and one or more previously executed mutation commands. The one or more previously executed mutation commands are applied to the origin state of the object to determine whether the first state is valid. In response to determining that the first state is valid, executing the mutate command on the object to place the object in the second state and recording the mutate command in the event log as an additional, previously executed, mutation command.

IPC Classes  ?

9.

EVENT SOURCING

      
Document Number 03257109
Status Pending
Filing Date 2023-05-25
Open to Public Date 2023-11-30
Owner BESTOW INC. (USA)
Inventor
  • Tsuchiyama, Scott
  • Planchard, Matthew
  • Ranginwala, Asim
  • Tokarev, Eugene
  • Katychev, Mikhail

Abstract

In general, this disclosure involves systems, software, and computer implemented methods including receiving a mutate command instructing the modification of an object from a first state to a econd state and accessing an event log including an origin state of the object, and one or more previously executed mutation commands. The one or more previously executed mutation commands are applied to the origin state of the object to determine whether the first state is valid. In response to determining that the first state is valid, executing the mutate command on the object to place the object in the second state and recording the mutate command in the event log as an additional, previously executed, mutation command.

IPC Classes  ?

10.

Referral service for content authentication and delivery

      
Application Number 18145769
Grant Number 12380508
Status In Force
Filing Date 2022-12-22
First Publication Date 2023-11-30
Grant Date 2025-08-05
Owner Bestow Inc. (USA)
Inventor Ranginwala, Asim

Abstract

In general, this disclosure involves systems, software, and computer implemented methods including receiving customer information and a set of agent credentials from an agent system at an integration platform. The integration platform verifies the agent credentials and generates a referral token identifying a landing site defined by an external system. A is generated digital application based on a workflow that is defined by the external system and pre-populates at least a portion of the digital application with the customer information. The integration platform sends the pre-populated digital application to the external system for hosting at the landing site, and further sends a URL to the agent system. The URL includes the referral token, and information that directs the customer to the pre-populated digital application on the landing site. The integration platform stores the token in a repository of used token, and associates the referral token with the agent user.

IPC Classes  ?

  • G06Q 40/08 - Insurance
  • G06F 11/34 - Recording or statistical evaluation of computer activity, e.g. of down time, of input/output operation
  • G06F 11/362 - Debugging of software
  • G06F 16/25 - Integrating or interfacing systems involving database management systems
  • G06Q 10/10 - Office automationTime management
  • G06Q 20/40 - Authorisation, e.g. identification of payer or payee, verification of customer or shop credentialsReview and approval of payers, e.g. check of credit lines or negative lists

11.

Event sourcing

      
Application Number 18145795
Grant Number 12469084
Status In Force
Filing Date 2022-12-22
First Publication Date 2023-11-30
Grant Date 2025-11-11
Owner Bestow Inc. (USA)
Inventor
  • Tokarev, Eugene
  • Katychev, Mikhail

Abstract

In general, this disclosure involves systems, software, and computer implemented methods including receiving a mutate command instructing the modification of an object from a first state to a second state and accessing an event log including an origin state of the object, and one or more previously executed mutation commands. The one or more previously executed mutation commands are applied to the origin state of the object to determine whether the first state is valid. In response to determining that the first state is valid, executing the mutate command on the object to place the object in the second state and recording the mutate command in the event log as an additional, previously executed, mutation command.

IPC Classes  ?

  • G06F 16/00 - Information retrievalDatabase structures thereforFile system structures therefor
  • G06F 11/34 - Recording or statistical evaluation of computer activity, e.g. of down time, of input/output operation
  • G06F 11/362 - Debugging of software
  • G06F 16/17 - Details of further file system functions
  • G06F 16/25 - Integrating or interfacing systems involving database management systems
  • G06Q 10/10 - Office automationTime management
  • G06Q 20/40 - Authorisation, e.g. identification of payer or payee, verification of customer or shop credentialsReview and approval of payers, e.g. check of credit lines or negative lists
  • G06Q 40/08 - Insurance

12.

BESTOW PLATFORM

      
Serial Number 98023231
Status Registered
Filing Date 2023-06-01
Registration Date 2025-11-11
Owner BESTOW INC. ()
NICE Classes  ? 42 - Scientific, technological and industrial services, research and design

Goods & Services

Software as a Service (SAAS) services featuring software for viewing, personalizing, promoting, buying, applying, selling, underwriting, administering and managing insurance products; software as a service featuring software for use in quoting, offering, underwriting, binding, managing and administering life insurance and annuity products in the insurance industry; software as a service featuring software that enables third parties to provide quoting, application taking, underwriting, insurance eligibility review, issuance and policy management

13.

BESTOW

      
Serial Number 90230836
Status Registered
Filing Date 2020-10-01
Registration Date 2021-08-10
Owner BESTOW INC. (USA)
NICE Classes  ? 36 - Financial, insurance and real estate services

Goods & Services

Insurance carrier services; Insurance agency and brokerage services; Insurance underwriting and administration services for life insurance; Issuance of life insurance; Development of insurance policies for others; Development of insurance policies for others to specific customer needs

14.

BESTOW

      
Serial Number 87198154
Status Registered
Filing Date 2016-10-10
Registration Date 2020-06-16
Owner BESTOW INC. ()
NICE Classes  ? 36 - Financial, insurance and real estate services

Goods & Services

Insurance carrier services; Insurance agency and brokerage services; Insurance underwriting and administration services for life insurance; [ Issuance of health and life insurance; ] Design and development of insurance policies for others