Bestow Inc.

États‑Unis d’Amérique

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Type PI
        Brevet 6
        Marque 5
Juridiction
        États-Unis 9
        International 1
        Canada 1
Date
2025 3
2023 6
Avant 2021 2
Classe IPC
G06Q 40/08 - Assurance 6
G06F 11/34 - Enregistrement ou évaluation statistique de l'activité du calculateur, p. ex. des interruptions ou des opérations d'entrée–sortie 4
G06F 11/362 - Débogage de logiciel 4
G06F 16/25 - Systèmes d’intégration ou d’interfaçage impliquant les systèmes de gestion de bases de données 4
G06Q 10/10 - BureautiqueGestion du temps 4
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Classe NICE
42 - Services scientifiques, technologiques et industriels, recherche et conception 3
36 - Services financiers, assurances et affaires immobilières 2
Statut
En Instance 2
Enregistré / En vigueur 9

1.

REFERRAL SERVICE FOR CONTENT AUTHENTICATION AND DELIVERY

      
Numéro d'application 19264177
Statut En instance
Date de dépôt 2025-07-09
Date de la première publication 2025-10-30
Propriétaire Bestow Inc. (USA)
Inventeur(s) Ranginwala, Asim

Abrégé

In general, this disclosure involves systems, software, and computer implemented methods including receiving customer information and a set of agent credentials from an agent system at an integration platform. The integration platform verifies the agent credentials and generates a referral token identifying a landing site defined by an external system. A is generated digital application based on a workflow that is defined by the external system and pre-populates at least a portion of the digital application with the customer information. The integration platform sends the pre-populated digital application to the external system for hosting at the landing site, and further sends a URL to the agent system. The URL includes the referral token, and information that directs the customer to the pre-populated digital application on the landing site. The integration platform stores the token in a repository of used token, and associates the referral token with the agent user.

Classes IPC  ?

  • G06Q 40/08 - Assurance
  • G06F 11/34 - Enregistrement ou évaluation statistique de l'activité du calculateur, p. ex. des interruptions ou des opérations d'entrée–sortie
  • G06F 11/362 - Débogage de logiciel
  • G06F 16/25 - Systèmes d’intégration ou d’interfaçage impliquant les systèmes de gestion de bases de données
  • G06Q 10/10 - BureautiqueGestion du temps
  • G06Q 20/40 - Autorisation, p. ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasinExamen et approbation des payeurs, p. ex. contrôle des lignes de crédit ou des listes négatives

2.

BESTOW

      
Numéro de série 99276754
Statut Enregistrée
Date de dépôt 2025-07-10
Date d'enregistrement 2026-03-10
Propriétaire BESTOW INC. (USA)
Classes de Nice  ? 42 - Services scientifiques, technologiques et industriels, recherche et conception

Produits et services

software as a service (saas) services featuring software for use in viewing, personalizing, promoting, buying, applying, selling, quoting, offering, underwriting, binding, managing and administering life insurance, health insurance, and annuity products in the insurance industry; Software as a service (SAAS) services featuring software for use in viewing, personalizing, promoting, buying, applying, selling, quoting, offering, conducting insurance eligibility review of, underwriting, binding, issuing, managing, and administering insurance products in the insurance industry; software as a service (saas) services featuring software for viewing, personalizing, promoting, buying, applying, selling, quoting, application taking, underwriting, conducting insurance eligibility review, issuance and policy management for life insurance, health insurance, and annuity products

3.

BESTOW

      
Numéro de série 99276768
Statut Enregistrée
Date de dépôt 2025-07-10
Date d'enregistrement 2026-03-10
Propriétaire BESTOW INC. (USA)
Classes de Nice  ? 42 - Services scientifiques, technologiques et industriels, recherche et conception

Produits et services

software as a service (saas) services featuring software for use in viewing, personalizing, promoting, buying, applying, selling, quoting, offering, underwriting, binding, managing and administering life insurance, health insurance, and annuity products in the insurance industry; Software as a service (SAAS) services featuring software for use in viewing, personalizing, promoting, buying, applying, selling, quoting, offering, conducting insurance eligibility review of, underwriting, binding, issuing, managing, and administering insurance products in the insurance industry; software as a service (saas) services featuring software for viewing, personalizing, promoting, buying, applying, selling, quoting, application taking, underwriting, conducting insurance eligibility review, issuance and policy management for life insurance, health insurance, and annuity products

4.

Immutable workflows for the encapsulation and modularization of processes

      
Numéro d'application 18145786
Numéro de brevet 12243103
Statut Délivré - en vigueur
Date de dépôt 2022-12-22
Date de la première publication 2023-11-30
Date d'octroi 2025-03-04
Propriétaire Bestow Inc. (USA)
Inventeur(s)
  • Tsuchiyama, Scott
  • Planchard, Matthew
  • Ranginwala, Asim

Abrégé

In general, this disclosure involves systems, software, and computer implemented methods including receiving a workflow defining (1) a plurality of parameters to be defined during completion of a digital applications, (2) a sequence of operations, and (3) one or more evaluation rules, the workflow having been defined by an external system and received at an integration platform. An application service generates a digital application based on the workflow, the digital application including a reference to the workflow. The integration platform can cause a locked workflow to be immutably stored in a repository at the integration platform. The integration platform sends the digital application to a client device, the digital application configured to be presented on the client device in accordance with the sequence of operations.

Classes IPC  ?

  • G06Q 40/08 - Assurance
  • G06F 11/34 - Enregistrement ou évaluation statistique de l'activité du calculateur, p. ex. des interruptions ou des opérations d'entrée–sortie
  • G06F 11/362 - Débogage de logiciel
  • G06F 16/25 - Systèmes d’intégration ou d’interfaçage impliquant les systèmes de gestion de bases de données
  • G06Q 10/10 - BureautiqueGestion du temps
  • G06Q 20/40 - Autorisation, p. ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasinExamen et approbation des payeurs, p. ex. contrôle des lignes de crédit ou des listes négatives

5.

EVENT SOURCING

      
Numéro d'application US2023023463
Numéro de publication 2023/230198
Statut Délivré - en vigueur
Date de dépôt 2023-05-25
Date de publication 2023-11-30
Propriétaire BESTOW INC. (USA)
Inventeur(s)
  • Tsuchiyma, Scott
  • Planchard, Matthew
  • Ranginwala, Asim
  • Tokarev, Eugene
  • Katychev, Mikhail

Abrégé

In general, this disclosure involves systems, software, and computer implemented methods including receiving a mutate command instructing the modification of an object from a first state to a econd state and accessing an event log including an origin state of the object, and one or more previously executed mutation commands. The one or more previously executed mutation commands are applied to the origin state of the object to determine whether the first state is valid. In response to determining that the first state is valid, executing the mutate command on the object to place the object in the second state and recording the mutate command in the event log as an additional, previously executed, mutation command.

Classes IPC  ?

6.

EVENT SOURCING

      
Numéro de document 03257109
Statut En instance
Date de dépôt 2023-05-25
Date de disponibilité au public 2023-11-30
Propriétaire BESTOW INC. (USA)
Inventeur(s)
  • Tsuchiyama, Scott
  • Planchard, Matthew
  • Ranginwala, Asim
  • Tokarev, Eugene
  • Katychev, Mikhail

Abrégé

In general, this disclosure involves systems, software, and computer implemented methods including receiving a mutate command instructing the modification of an object from a first state to a econd state and accessing an event log including an origin state of the object, and one or more previously executed mutation commands. The one or more previously executed mutation commands are applied to the origin state of the object to determine whether the first state is valid. In response to determining that the first state is valid, executing the mutate command on the object to place the object in the second state and recording the mutate command in the event log as an additional, previously executed, mutation command.

Classes IPC  ?

7.

Referral service for content authentication and delivery

      
Numéro d'application 18145769
Numéro de brevet 12380508
Statut Délivré - en vigueur
Date de dépôt 2022-12-22
Date de la première publication 2023-11-30
Date d'octroi 2025-08-05
Propriétaire Bestow Inc. (USA)
Inventeur(s) Ranginwala, Asim

Abrégé

In general, this disclosure involves systems, software, and computer implemented methods including receiving customer information and a set of agent credentials from an agent system at an integration platform. The integration platform verifies the agent credentials and generates a referral token identifying a landing site defined by an external system. A is generated digital application based on a workflow that is defined by the external system and pre-populates at least a portion of the digital application with the customer information. The integration platform sends the pre-populated digital application to the external system for hosting at the landing site, and further sends a URL to the agent system. The URL includes the referral token, and information that directs the customer to the pre-populated digital application on the landing site. The integration platform stores the token in a repository of used token, and associates the referral token with the agent user.

Classes IPC  ?

  • G06Q 40/08 - Assurance
  • G06F 11/34 - Enregistrement ou évaluation statistique de l'activité du calculateur, p. ex. des interruptions ou des opérations d'entrée–sortie
  • G06F 11/362 - Débogage de logiciel
  • G06F 16/25 - Systèmes d’intégration ou d’interfaçage impliquant les systèmes de gestion de bases de données
  • G06Q 10/10 - BureautiqueGestion du temps
  • G06Q 20/40 - Autorisation, p. ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasinExamen et approbation des payeurs, p. ex. contrôle des lignes de crédit ou des listes négatives

8.

Event sourcing

      
Numéro d'application 18145795
Numéro de brevet 12469084
Statut Délivré - en vigueur
Date de dépôt 2022-12-22
Date de la première publication 2023-11-30
Date d'octroi 2025-11-11
Propriétaire Bestow Inc. (USA)
Inventeur(s)
  • Tokarev, Eugene
  • Katychev, Mikhail

Abrégé

In general, this disclosure involves systems, software, and computer implemented methods including receiving a mutate command instructing the modification of an object from a first state to a second state and accessing an event log including an origin state of the object, and one or more previously executed mutation commands. The one or more previously executed mutation commands are applied to the origin state of the object to determine whether the first state is valid. In response to determining that the first state is valid, executing the mutate command on the object to place the object in the second state and recording the mutate command in the event log as an additional, previously executed, mutation command.

Classes IPC  ?

  • G06F 16/00 - Recherche d’informationsStructures de bases de données à cet effetStructures de systèmes de fichiers à cet effet
  • G06F 11/34 - Enregistrement ou évaluation statistique de l'activité du calculateur, p. ex. des interruptions ou des opérations d'entrée–sortie
  • G06F 11/362 - Débogage de logiciel
  • G06F 16/17 - Détails d’autres fonctions de systèmes de fichiers
  • G06F 16/25 - Systèmes d’intégration ou d’interfaçage impliquant les systèmes de gestion de bases de données
  • G06Q 10/10 - BureautiqueGestion du temps
  • G06Q 20/40 - Autorisation, p. ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasinExamen et approbation des payeurs, p. ex. contrôle des lignes de crédit ou des listes négatives
  • G06Q 40/08 - Assurance

9.

BESTOW PLATFORM

      
Numéro de série 98023231
Statut Enregistrée
Date de dépôt 2023-06-01
Date d'enregistrement 2025-11-11
Propriétaire BESTOW INC. ()
Classes de Nice  ? 42 - Services scientifiques, technologiques et industriels, recherche et conception

Produits et services

Software as a Service (SAAS) services featuring software for viewing, personalizing, promoting, buying, applying, selling, underwriting, administering and managing insurance products; software as a service featuring software for use in quoting, offering, underwriting, binding, managing and administering life insurance and annuity products in the insurance industry; software as a service featuring software that enables third parties to provide quoting, application taking, underwriting, insurance eligibility review, issuance and policy management

10.

BESTOW

      
Numéro de série 90230836
Statut Enregistrée
Date de dépôt 2020-10-01
Date d'enregistrement 2021-08-10
Propriétaire BESTOW INC. ()
Classes de Nice  ? 36 - Services financiers, assurances et affaires immobilières

Produits et services

Insurance carrier services; Insurance agency and brokerage services; Insurance underwriting and administration services for life insurance; Issuance of life insurance; Development of insurance policies for others; Development of insurance policies for others to specific customer needs

11.

BESTOW

      
Numéro de série 87198154
Statut Enregistrée
Date de dépôt 2016-10-10
Date d'enregistrement 2020-06-16
Propriétaire BESTOW INC. ()
Classes de Nice  ? 36 - Services financiers, assurances et affaires immobilières

Produits et services

Insurance carrier services; Insurance agency and brokerage services; Insurance underwriting and administration services for life insurance; [ Issuance of health and life insurance; ] Design and development of insurance policies for others