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1.
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REFERRAL SERVICE FOR CONTENT AUTHENTICATION AND DELIVERY
| Numéro d'application |
19264177 |
| Statut |
En instance |
| Date de dépôt |
2025-07-09 |
| Date de la première publication |
2025-10-30 |
| Propriétaire |
Bestow Inc. (USA)
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| Inventeur(s) |
Ranginwala, Asim
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Abrégé
In general, this disclosure involves systems, software, and computer implemented methods including receiving customer information and a set of agent credentials from an agent system at an integration platform. The integration platform verifies the agent credentials and generates a referral token identifying a landing site defined by an external system. A is generated digital application based on a workflow that is defined by the external system and pre-populates at least a portion of the digital application with the customer information. The integration platform sends the pre-populated digital application to the external system for hosting at the landing site, and further sends a URL to the agent system. The URL includes the referral token, and information that directs the customer to the pre-populated digital application on the landing site. The integration platform stores the token in a repository of used token, and associates the referral token with the agent user.
Classes IPC ?
- G06Q 40/08 - Assurance
- G06F 11/34 - Enregistrement ou évaluation statistique de l'activité du calculateur, p. ex. des interruptions ou des opérations d'entrée–sortie
- G06F 11/362 - Débogage de logiciel
- G06F 16/25 - Systèmes d’intégration ou d’interfaçage impliquant les systèmes de gestion de bases de données
- G06Q 10/10 - BureautiqueGestion du temps
- G06Q 20/40 - Autorisation, p. ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasinExamen et approbation des payeurs, p. ex. contrôle des lignes de crédit ou des listes négatives
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2.
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BESTOW
| Numéro de série |
99276754 |
| Statut |
Enregistrée |
| Date de dépôt |
2025-07-10 |
| Date d'enregistrement |
2026-03-10 |
| Propriétaire |
BESTOW INC. (USA)
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| Classes de Nice ? |
42 - Services scientifiques, technologiques et industriels, recherche et conception
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Produits et services
software as a service (saas) services featuring software for use in viewing, personalizing, promoting, buying, applying, selling, quoting, offering, underwriting, binding, managing and administering life insurance, health insurance, and annuity products in the insurance industry; Software as a service (SAAS) services featuring software for use in viewing, personalizing, promoting, buying, applying, selling, quoting, offering, conducting insurance eligibility review of, underwriting, binding, issuing, managing, and administering insurance products in the insurance industry; software as a service (saas) services featuring software for viewing, personalizing, promoting, buying, applying, selling, quoting, application taking, underwriting, conducting insurance eligibility review, issuance and policy management for life insurance, health insurance, and annuity products
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3.
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BESTOW
| Numéro de série |
99276768 |
| Statut |
Enregistrée |
| Date de dépôt |
2025-07-10 |
| Date d'enregistrement |
2026-03-10 |
| Propriétaire |
BESTOW INC. (USA)
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| Classes de Nice ? |
42 - Services scientifiques, technologiques et industriels, recherche et conception
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Produits et services
software as a service (saas) services featuring software for use in viewing, personalizing, promoting, buying, applying, selling, quoting, offering, underwriting, binding, managing and administering life insurance, health insurance, and annuity products in the insurance industry; Software as a service (SAAS) services featuring software for use in viewing, personalizing, promoting, buying, applying, selling, quoting, offering, conducting insurance eligibility review of, underwriting, binding, issuing, managing, and administering insurance products in the insurance industry; software as a service (saas) services featuring software for viewing, personalizing, promoting, buying, applying, selling, quoting, application taking, underwriting, conducting insurance eligibility review, issuance and policy management for life insurance, health insurance, and annuity products
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4.
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Immutable workflows for the encapsulation and modularization of processes
| Numéro d'application |
18145786 |
| Numéro de brevet |
12243103 |
| Statut |
Délivré - en vigueur |
| Date de dépôt |
2022-12-22 |
| Date de la première publication |
2023-11-30 |
| Date d'octroi |
2025-03-04 |
| Propriétaire |
Bestow Inc. (USA)
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| Inventeur(s) |
- Tsuchiyama, Scott
- Planchard, Matthew
- Ranginwala, Asim
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Abrégé
In general, this disclosure involves systems, software, and computer implemented methods including receiving a workflow defining (1) a plurality of parameters to be defined during completion of a digital applications, (2) a sequence of operations, and (3) one or more evaluation rules, the workflow having been defined by an external system and received at an integration platform. An application service generates a digital application based on the workflow, the digital application including a reference to the workflow. The integration platform can cause a locked workflow to be immutably stored in a repository at the integration platform. The integration platform sends the digital application to a client device, the digital application configured to be presented on the client device in accordance with the sequence of operations.
Classes IPC ?
- G06Q 40/08 - Assurance
- G06F 11/34 - Enregistrement ou évaluation statistique de l'activité du calculateur, p. ex. des interruptions ou des opérations d'entrée–sortie
- G06F 11/362 - Débogage de logiciel
- G06F 16/25 - Systèmes d’intégration ou d’interfaçage impliquant les systèmes de gestion de bases de données
- G06Q 10/10 - BureautiqueGestion du temps
- G06Q 20/40 - Autorisation, p. ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasinExamen et approbation des payeurs, p. ex. contrôle des lignes de crédit ou des listes négatives
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5.
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EVENT SOURCING
| Numéro d'application |
US2023023463 |
| Numéro de publication |
2023/230198 |
| Statut |
Délivré - en vigueur |
| Date de dépôt |
2023-05-25 |
| Date de publication |
2023-11-30 |
| Propriétaire |
BESTOW INC. (USA)
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| Inventeur(s) |
- Tsuchiyma, Scott
- Planchard, Matthew
- Ranginwala, Asim
- Tokarev, Eugene
- Katychev, Mikhail
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Abrégé
In general, this disclosure involves systems, software, and computer implemented methods including receiving a mutate command instructing the modification of an object from a first state to a econd state and accessing an event log including an origin state of the object, and one or more previously executed mutation commands. The one or more previously executed mutation commands are applied to the origin state of the object to determine whether the first state is valid. In response to determining that the first state is valid, executing the mutate command on the object to place the object in the second state and recording the mutate command in the event log as an additional, previously executed, mutation command.
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6.
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EVENT SOURCING
| Numéro de document |
03257109 |
| Statut |
En instance |
| Date de dépôt |
2023-05-25 |
| Date de disponibilité au public |
2023-11-30 |
| Propriétaire |
BESTOW INC. (USA)
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| Inventeur(s) |
- Tsuchiyama, Scott
- Planchard, Matthew
- Ranginwala, Asim
- Tokarev, Eugene
- Katychev, Mikhail
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Abrégé
In general, this disclosure involves systems, software, and computer implemented methods including receiving a mutate command instructing the modification of an object from a first state to a econd state and accessing an event log including an origin state of the object, and one or more previously executed mutation commands. The one or more previously executed mutation commands are applied to the origin state of the object to determine whether the first state is valid. In response to determining that the first state is valid, executing the mutate command on the object to place the object in the second state and recording the mutate command in the event log as an additional, previously executed, mutation command.
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7.
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Referral service for content authentication and delivery
| Numéro d'application |
18145769 |
| Numéro de brevet |
12380508 |
| Statut |
Délivré - en vigueur |
| Date de dépôt |
2022-12-22 |
| Date de la première publication |
2023-11-30 |
| Date d'octroi |
2025-08-05 |
| Propriétaire |
Bestow Inc. (USA)
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| Inventeur(s) |
Ranginwala, Asim
|
Abrégé
In general, this disclosure involves systems, software, and computer implemented methods including receiving customer information and a set of agent credentials from an agent system at an integration platform. The integration platform verifies the agent credentials and generates a referral token identifying a landing site defined by an external system. A is generated digital application based on a workflow that is defined by the external system and pre-populates at least a portion of the digital application with the customer information. The integration platform sends the pre-populated digital application to the external system for hosting at the landing site, and further sends a URL to the agent system. The URL includes the referral token, and information that directs the customer to the pre-populated digital application on the landing site. The integration platform stores the token in a repository of used token, and associates the referral token with the agent user.
Classes IPC ?
- G06Q 40/08 - Assurance
- G06F 11/34 - Enregistrement ou évaluation statistique de l'activité du calculateur, p. ex. des interruptions ou des opérations d'entrée–sortie
- G06F 11/362 - Débogage de logiciel
- G06F 16/25 - Systèmes d’intégration ou d’interfaçage impliquant les systèmes de gestion de bases de données
- G06Q 10/10 - BureautiqueGestion du temps
- G06Q 20/40 - Autorisation, p. ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasinExamen et approbation des payeurs, p. ex. contrôle des lignes de crédit ou des listes négatives
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8.
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Event sourcing
| Numéro d'application |
18145795 |
| Numéro de brevet |
12469084 |
| Statut |
Délivré - en vigueur |
| Date de dépôt |
2022-12-22 |
| Date de la première publication |
2023-11-30 |
| Date d'octroi |
2025-11-11 |
| Propriétaire |
Bestow Inc. (USA)
|
| Inventeur(s) |
- Tokarev, Eugene
- Katychev, Mikhail
|
Abrégé
In general, this disclosure involves systems, software, and computer implemented methods including receiving a mutate command instructing the modification of an object from a first state to a second state and accessing an event log including an origin state of the object, and one or more previously executed mutation commands. The one or more previously executed mutation commands are applied to the origin state of the object to determine whether the first state is valid. In response to determining that the first state is valid, executing the mutate command on the object to place the object in the second state and recording the mutate command in the event log as an additional, previously executed, mutation command.
Classes IPC ?
- G06F 16/00 - Recherche d’informationsStructures de bases de données à cet effetStructures de systèmes de fichiers à cet effet
- G06F 11/34 - Enregistrement ou évaluation statistique de l'activité du calculateur, p. ex. des interruptions ou des opérations d'entrée–sortie
- G06F 11/362 - Débogage de logiciel
- G06F 16/17 - Détails d’autres fonctions de systèmes de fichiers
- G06F 16/25 - Systèmes d’intégration ou d’interfaçage impliquant les systèmes de gestion de bases de données
- G06Q 10/10 - BureautiqueGestion du temps
- G06Q 20/40 - Autorisation, p. ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasinExamen et approbation des payeurs, p. ex. contrôle des lignes de crédit ou des listes négatives
- G06Q 40/08 - Assurance
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9.
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BESTOW PLATFORM
| Numéro de série |
98023231 |
| Statut |
Enregistrée |
| Date de dépôt |
2023-06-01 |
| Date d'enregistrement |
2025-11-11 |
| Propriétaire |
BESTOW INC. ()
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| Classes de Nice ? |
42 - Services scientifiques, technologiques et industriels, recherche et conception
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Produits et services
Software as a Service (SAAS) services featuring software for viewing, personalizing, promoting, buying, applying, selling, underwriting, administering and managing insurance products; software as a service featuring software for use in quoting, offering, underwriting, binding, managing and administering life insurance and annuity products in the insurance industry; software as a service featuring software that enables third parties to provide quoting, application taking, underwriting, insurance eligibility review, issuance and policy management
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10.
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BESTOW
| Numéro de série |
90230836 |
| Statut |
Enregistrée |
| Date de dépôt |
2020-10-01 |
| Date d'enregistrement |
2021-08-10 |
| Propriétaire |
BESTOW INC. ()
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| Classes de Nice ? |
36 - Services financiers, assurances et affaires immobilières
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Produits et services
Insurance carrier services; Insurance agency and brokerage services; Insurance underwriting and administration services for life insurance; Issuance of life insurance; Development of insurance policies for others; Development of insurance policies for others to specific customer needs
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11.
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BESTOW
| Numéro de série |
87198154 |
| Statut |
Enregistrée |
| Date de dépôt |
2016-10-10 |
| Date d'enregistrement |
2020-06-16 |
| Propriétaire |
BESTOW INC. ()
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| Classes de Nice ? |
36 - Services financiers, assurances et affaires immobilières
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Produits et services
Insurance carrier services; Insurance agency and brokerage services; Insurance underwriting and administration services for life insurance; [ Issuance of health and life insurance; ] Design and development of insurance policies for others
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